AR.CU.LO. LTD
🌳Matureactive
09369414 · ltd · incorporated 2014-12-30
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 8.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£1.9k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Licenced restaurants
Sector: Accommodation & food service
ALSO REGISTERED FOR
- 56103Take-away food shops and mobile food stands
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 8.1y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 8.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £1,919
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£2k
↑ 40% YoY
Current Assets
£120k
↑ 5.5% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £74.6k | £89.4k |
| Current assets | £119.6k | £113.4k |
| Net assets | £1.9k | £1.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2026-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-10🔒Charge registered #2Lender: Tallaght Financial LTD
- 2024-07-31📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-07-31📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-02-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-02-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-08-01➖ARCUCCI, Salvatore resigneddirector
- 2022-01-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-01-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-12-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-03-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-12-31📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2019-09-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-04-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-04-18🔒Charge registered #1Lender: Daniela Di Cicco
- 2018-04-17📄change-person-director-company-with-change-dateofficers · CH01
- 2016-01-28➕LONATI, Roberto appointeddirector
- 2016-01-28➕ARCUCCI, Salvatore appointeddirector
- 2014-12-30🏢Company incorporatedAs AR.CU.LO. LTD
- 2014-12-30➕CUMINETTI, Luca appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Luca Cuminetti Individual · Italian · DOB 09/1975 · age 51 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 30/12/2016 |
Mr Roberto Lonati Individual · Italian · DOB 04/1978 · age 48 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 28/04/2016 |
1 historic (ceased) PSC
- Mr Salvatore Arcucciceased 03/03/2024· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Hospitality · SE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ANGUANA LTD→ 16591145 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANTANDROS LIMITED→ 13372310 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ANTHONY’S GRILL LTD→ 15678814 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANYI LTD→ 15806410 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AONESERVICESFORYOU LIMITED→ 16506330 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| APPLE TREE CHILDREN'S SERVICES LIMITED→ 11114202 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| APRES RETAIL LTD→ 16331720 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AQUA PYRAMID LTD→ 16445357 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ARCADIA EVENTS LTD→ 16171220 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AREAKO LTD→ 13891284 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AREN CATERING LTD→ 16260630 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ARI LIFESTYLE LIMITED→ 16989301 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-12-30
Jurisdictionengland-wales
Primary SIC56101 — Licenced restaurants
Registered office
Unit 8, Dock Offices
Surrey Quays Road
London
SE16 2XU
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-14
Last: 2025-07-31
Officers (2 active · 1 resigned)
CUMINETTI, Luca→
Activedirector · ~51y · appointed 2014-12-30
View their other companies + combined net worth →
LONATI, Roberto→
Activedirector · ~48y · appointed 2016-01-28
View their other companies + combined net worth →
ARCUCCI, Salvatore→
Resigneddirector · ~53y · appointed 2016-01-28 · resigned 2022-08-01
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Tallaght Financial Tallaght Financial LTD | A registered charge | — | 10/10/2024 | — | |
| outstanding | Daniela Di Cicco | A registered charge | 1 property | 18/04/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (37 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-15
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-16
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-07-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-07-31
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-31
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-20
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-02-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-01
termination-director-company-with-name-termination-date
officers · TM01
2023-02-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-31
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-01-27