H J HILL SETTLEMENT LIMITED
- · Oldest live charge 10.1y old — refinance window within 12 months
- 64991Security dealing on own account
Opportunity 79/100 (strong), bankability 77/100. Strong seller-intent signal (68/100, director aged 70). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
1 live charge · oldest 10.1y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 10.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 |
|---|---|
| Average employees | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 2 accounts
Corporate timeline (24 events)Click to expand
- 2026-04-24📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2025-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-11-04📄capital-alter-shares-subdivisioncapital · SH02
- 2025-11-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-11-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-11-03📄resolutionresolution · RESOLUTIONS
- 2024-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-09-15🔓Charge satisfied #1
- 2023-07-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-15📄capital-allotment-sharescapital · SH01
- 2020-05-15📄resolutionresolution · RESOLUTIONS
- 2020-05-15📄memorandum-articlesincorporation · MA
- 2020-05-15📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-05-15📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2016-03-30🔒Charge registered #1Lender: Tabbatha Sharon Cannon
- 2015-01-12🏢Company incorporatedAs H J HILL SETTLEMENT LIMITED
- 2015-01-12➕HILL, Clare Anne appointeddirector
- 2015-01-12➕HILL, Duncan James Stanier appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "HILL" — strong identity link between founder and business.
- +Founder age: Director aged approximately 70 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
4 active beneficial owners · fragmented| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Frederick Tobias Stanier Hill Individual · British · DOB 12/1995 · age 31 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 16/10/2025 |
George John Edye Hill Individual · British · DOB 03/1994 · age 32 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 16/10/2025 |
Mrs Clare Anne Hill Individual · British · DOB 11/1956 · age 70 | — | — | sig. influencesignificant influence | 06/04/2020 |
Duncan James Stanier Hill Individual · British · DOB 03/1956 · age 70 | — | — | sig. influencesignificant influence | 06/04/2016 |
1 historic (ceased) PSC
- Mr Timothy Jay Jonesceased 12/04/2023· 75-100% shares · 75-100% voting · trust interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Tabbatha Sharon Cannon / Joyce Teresa Cannon / James Eric Cannon / James Paul Cannon | A registered charge | 1 property | 30/03/2016 | 15/09/2023 |