ABBEY NORTH HOMES LIMITED
Opportunity 73/100 (strong), bankability 57/100. Strong seller-intent signal (68/100, director aged 76). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
15 live charges · 5 lenders · oldest 11.2y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 11.2 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 1 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (49 events)Click to expand
- 2025-12-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-09-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-29🔓Charge satisfied #7
- 2025-09-29🔓Charge satisfied #6
- 2025-09-29🔓Charge satisfied #5
- 2025-09-29🔓Charge satisfied #4
- 2025-09-29🔓Charge satisfied #3
- 2025-09-29🔓Charge satisfied #2
- 2025-09-29🔓Charge satisfied #1
- 2025-09-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-11🔒Charge registered #15Lender: Aldermore Bank PLC
- 2025-07-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-22🔓Charge satisfied #12
- 2025-01-29📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-10-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-01-09📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-01-09📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-11-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-20➖NORTH, Margaret resigneddirector
- 2022-12-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-12-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-12-13🔓Charge satisfied #9
- 2021-12-13🔓Charge satisfied #8
- 2021-11-04🔒Charge registered #14Lender: Aldermore Bank PLC
- 2021-04-27🔒Charge registered #13Lender: Paratus Amc Limited Trading as Foundation Home Loans
- 2018-10-08🔒Charge registered #12Lender: Paragon Mortgages (2010) Limited
- 2017-08-10🔒Charge registered #11Lender: Onesavingsbank PLC Trading as Kent Reliance Banking Services
- 2017-08-10🔒Charge registered #10Lender: Onesavingsbank PLC Trading as Kent Reliance Banking Services
- 2017-02-13🔒Charge registered #9Lender: Paragon Mortgages (2010) Limited
- 2017-02-13🔒Charge registered #8Lender: Paragon Mortgages (2010) Limited
- 2015-07-03🔒Charge registered #7Lender: Lloyds Bank PLC
- 2015-07-03🔒Charge registered #6Lender: Lloyds Bank PLC
- 2015-07-03🔒Charge registered #5Lender: Lloyds Bank PLC
- 2015-07-03🔒Charge registered #4Lender: Lloyds Bank PLC
- 2015-07-03🔒Charge registered #3Lender: Lloyds Bank PLC
- 2015-07-03🔒Charge registered #2Lender: Lloyds Bank PLC
- 2015-05-26🔒Charge registered #1Lender: Lloyds Bank PLC
- 2015-01-15🏢Company incorporatedAs ABBEY NORTH HOMES LIMITED
- 2015-01-15➕NORTH, David appointeddirector
- 2015-01-15➕NORTH, Margaret appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "NORTH" — strong identity link between founder and business.
- +Founder age: Director aged approximately 76 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David North Individual · British · DOB 07/1950 · age 76 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
2 historic (ceased) PSCs
- Mr David North As Executor Of Margaret Northceased 14/03/2024· 25-50% shares · 25-50% voting
- Mrs Margaret Northceased 20/07/2023· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 8486 HIGH GOSPORT (FREEHOLDCO) LIMITED→ 16676187 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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| A.C.GILL,LIMITED→ 00140912 · est 1915 · no financials extracted | — | — | — | — | 110y | — | — |
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| ABBEY INDEPENDENT SURVEYS LIMITED→ 15488174 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ABBEY ROAD PROPERTIES (BEESTON) LIMITED→ 14486883 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ABBEYFIELD ESTATES LIMITED→ 05111481 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 11/09/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 2 properties | 04/11/2021 | — | |
| outstanding | Paratus Amc Trading as Foundation Home Loans Paratus Amc Limited Trading as Foundation Home Loans | A registered charge | 1 property | 27/04/2021 | — | |
| satisfied | Paragon Paragon Mortgages (2010) Limited / Paragon Bank PLC | A registered charge | — | 08/10/2018 | 22/07/2025 | |
| outstanding | Kent Reliance / OSB Onesavingsbank PLC Trading as Kent Reliance Banking Services | A registered charge | 1 property | 10/08/2017 | — | |
| outstanding | Kent Reliance / OSB Onesavingsbank PLC Trading as Kent Reliance Banking Services | A registered charge | 1 property | 10/08/2017 | — | |
| satisfied | Paragon Paragon Mortgages (2010) Limited | A registered charge | 1 property | 13/02/2017 | 13/12/2021 | |
| satisfied | Paragon Paragon Mortgages (2010) Limited | A registered charge | 1 property | 13/02/2017 | 13/12/2021 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 03/07/2015 | 29/09/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 03/07/2015 | 29/09/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 03/07/2015 | 29/09/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 03/07/2015 | 29/09/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 03/07/2015 | 29/09/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 03/07/2015 | 29/09/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 26/05/2015 | 29/09/2025 |