BERNARD MAITLAND LTD
💤Zombieactive
09397947 · ltd · incorporated 2015-01-20
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 2 insolvency-related filings on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
11 officers (1 active, 11 linked, 10 with DOB)
88
Ownership & PSC
1 active PSC(s) of 5 total, 5 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
75 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
64
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Average employees | 2 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (42 events)Click to expand
- 2026-04-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-10📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2025-06-10📄legacycapital · SH20
- 2025-06-10⚠️legacyinsolvency · CAP-SS
- 2025-06-10📄resolutionresolution · RESOLUTIONS
- 2025-06-10📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2025-06-10📄legacycapital · SH20
- 2025-06-10⚠️legacyinsolvency · CAP-SS
- 2025-06-10📄resolutionresolution · RESOLUTIONS
- 2025-05-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-04-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-04-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-04-01➖ROBINSON, Clive Victor resigneddirector
- 2025-04-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-04-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-04-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-09📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2021-10-08📄gazette-filings-brought-up-to-dategazette · DISS40
- 2020-09-08➕ROBINSON, Clive Victor appointeddirector
- 2019-02-25➖LAMBRANZI, Golan Yosephus resigneddirector
- 2018-08-18➕GILROY, Ashley Dominic appointeddirector
- 2018-08-04➖HAJGATO, Geza Paul resigneddirector
- 2018-08-04➕LAMBRANZI, Golan Yosephus appointeddirector
- 2018-07-12➖MCALISTER, Gaynor Michelle resigneddirector
- 2018-07-12➖MCALISTER, Stuart resigneddirector
- 2017-06-30➕MCALISTER, Gaynor Michelle appointeddirector
- 2017-06-30➕MCALISTER, Stuart appointeddirector
- 2017-05-16➖DAVIES, Julian David Paul resigneddirector
- 2017-05-16➖FOX, Stephen John resigneddirector
- 2017-02-03➖DAVIES, Julian resignedsecretary
- 2017-02-03➕DAVIES, Julian David Paul appointeddirector
- 2017-02-03➖DAVIES, Julian David Paul resigneddirector
- 2017-02-03➕FOX, Stephen John appointeddirector
- 2017-02-03➖FOX, Stephen resigneddirector
- 2015-01-20🏢Company incorporatedAs BERNARD MAITLAND LTD
- 2015-01-20➕DAVIES, Julian appointedsecretary
- 2015-01-20➕DAVIES, Julian David Paul appointeddirector
- 2015-01-20➕FOX, Stephen appointeddirector
- 2015-01-20➕HAJGATO, Geza Paul appointeddirector
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
55/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 high · 1 low2 insolvency-related filings on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2025-06-10: legacy; 2025-06-10: legacy
Multiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ashley Dominic Gilroy Individual · British · DOB 01/1966 · age 60 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control · firm interest | 25/02/2019 |
4 historic (ceased) PSCs
- Mr Clive Victor Robinsonceased 01/04/2025· 75-100% shares · 75-100% voting
- Mr Geza Paul Hajgatoceased 25/02/2019· 25-50% shares · 25-50% voting · board control
- Mr Julian David Paul Daviesceased 16/06/2017· 25-50% shares · 25-50% voting · board control
- Stephen Foxceased 16/06/2017· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ANGLO SCOTTISH EMPLOYEE BENEFITS LTD→ 05800828 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| ARCTURUS ASSOCIATES LTD→ 10881996 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AVALON FINANCIAL SOLUTIONS LTD→ 11393825 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BALSCOTE TRUSTEES (NO1) LTD→ 14195002 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BALSCOTE TRUSTEES (NO2) LTD→ 14195048 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BAMBOO 2 LENDING LIMITED→ 13057853 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BEACH VILLAS INVESTMENTS LIMITED→ 09206127 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BEAULIEU MORTGAGES LIMITED→ 10686587 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| BISHOP & BISHOP ESTATES LTD→ 15940043 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BLACK DOCK LTD→ 15717890 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BLACK PROPERTY & INVESTMENTS LIMITED→ 15651819 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BLACK SWAN FINANCIAL SERVICES LTD→ 09247332 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-01-20
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
Director Generals House
15 Rockstone Place
Southampton
SO15 2EP
England
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-07-21
Last: 2025-07-07
Officers (1 active · 10 resigned)
GILROY, Ashley Dominic→
Activedirector · ~60y · appointed 2018-08-18
View their other companies + combined net worth →
DAVIES, Julian→
Resignedsecretary · appointed 2015-01-20 · resigned 2017-02-03
DAVIES, Julian David Paul→
Resigneddirector · ~63y · appointed 2017-02-03 · resigned 2017-05-16
DAVIES, Julian David Paul→
Resigneddirector · ~63y · appointed 2015-01-20 · resigned 2017-02-03
FOX, Stephen John→
Resigneddirector · ~52y · appointed 2017-02-03 · resigned 2017-05-16
FOX, Stephen→
Resigneddirector · ~52y · appointed 2015-01-20 · resigned 2017-02-03
HAJGATO, Geza Paul→
Resigneddirector · ~45y · appointed 2015-01-20 · resigned 2018-08-04
LAMBRANZI, Golan Yosephus→
Resigneddirector · ~47y · appointed 2018-08-04 · resigned 2019-02-25
MCALISTER, Gaynor Michelle→
Resigneddirector · ~68y · appointed 2017-06-30 · resigned 2018-07-12
MCALISTER, Stuart→
Resigneddirector · ~68y · appointed 2017-06-30 · resigned 2018-07-12
ROBINSON, Clive Victor→
Resigneddirector · ~73y · appointed 2020-09-08 · resigned 2025-04-01
Click a director name to see their full track record across all companies.
Recent filings (75 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-01
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-07
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2025-06-10
legacy
capital · SH20
2025-06-10
legacy
insolvency · CAP-SS
2025-06-10
resolution
resolution · RESOLUTIONS
2025-06-10
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2025-06-10
legacy
capital · SH20
2025-06-10
legacy
insolvency · CAP-SS
2025-06-10
resolution
resolution · RESOLUTIONS
2025-06-10
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-05-06
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-04-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-04-14
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-04-01
termination-director-company-with-name-termination-date
officers · TM01
2025-04-01