2CHECKOUT (UK) LIMITED

💤Zombieactive

09398303 · ltd · incorporated 2015-01-20

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2025

Net worth

—

book net assets

Opportunity

75/100

Strong

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What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

🏦

Refinance opportunity

1 live charge · oldest 0.9y

10/100

under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

· Newest facility, 0.9 years old — likely still in initial term.
· Single lender — cleanest path to refinance.
· Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (70/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

15 officers (1 active, 15 linked, 15 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

Network not yet resolved

Filing history

63 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

75/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-12-31	2024-12-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filing

• 1 accounts

Last 90 days

filings

• 1 accounts
• 1 address

Last 180 days

filings

• 1 accounts
• 1 address

Counts from Companies House filing history.

Corporate timeline (51 events)Click to expand

2026-04-14
📄
accounts-with-accounts-type-dormant
accounts · AA
2026-02-27
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-06-25
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-17
🔒
Charge registered #1
Lender: Barclays Bank PLC
2025-06-04
📄
accounts-with-accounts-type-dormant
accounts · AA
2024-11-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-11-01
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-10-29
➕
DAMSTRA, Bart appointed
director
2024-10-29
➖
LOTZ, James Martin resigned
director
2024-02-05
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-01-26
📄
accounts-with-accounts-type-dormant
accounts · AA
2024-01-26
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-01-20
➖
ANDRESON, Karen resigned
director
2023-04-05
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-04-05
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-03-17
📄
accounts-with-accounts-type-dormant
accounts · AA
2023-03-16
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-03-07
➕
ANDRESON, Karen appointed
director
2023-03-07
➖
VARMA, Vikram Kalidindi resigned
director
2023-03-07
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-01-23
➖
TRACY, John Robert resigned
director
2023-01-20
➕
LOTZ, James Martin appointed
director
2023-01-19
📄
gazette-filings-brought-up-to-date
gazette · DISS40
2023-01-18
📄
accounts-with-accounts-type-dormant
accounts · AA
2022-11-29
📄
gazette-notice-compulsory
gazette · GAZ1
2022-02-07
📄
resolution
resolution · RESOLUTIONS
2022-02-07
📄
memorandum-articles
incorporation · MA
2021-06-28
📄
accounts-with-accounts-type-dormant
accounts · AA
2020-08-25
➖
HART, Alex Paul resigned
director
2020-08-25
➖
MORELA, Gregor resigned
director
2020-08-25
➕
TRACY, John Robert appointed
director
2020-08-25
➕
VARMA, Vikram Kalidindi appointed
director
2017-06-01
➖
BLACKBURN, Melissa resigned
director
2017-06-01
➕
HART, Alex Paul appointed
director
2017-06-01
➖
MILLER, John resigned
director
2017-06-01
➕
MORELA, Gregor appointed
director
2017-06-01
➖
WELCH, Kerri resigned
director
2016-12-02
➕
BLACKBURN, Melissa appointed
director
2016-12-02
➖
KOHLER, Christopher Patrick resigned
director
2016-12-02
➕
MILLER, John appointed
director
2016-12-02
➕
WELCH, Kerri appointed
director
2016-03-08
➖
BULL, David James resigned
director
2016-01-08
➖
BUDDE, Shawn Michael resigned
director
2016-01-08
➖
RICKERBY, Quentin John resigned
director
2015-04-01
➕
BULL, David James appointed
director
2015-01-20
🏢
Company incorporated
As 2CHECKOUT (UK) LIMITED
2015-01-20
➕
BUDDE, Shawn Michael appointed
director
2015-01-20
➕
KOHLER, Christopher Patrick appointed
director
2015-01-20
➕
RICKERBY, Quentin John appointed
director
2015-01-20
➕
SERIF, Cary Michael appointed
director

Showing most recent 50 of 51 events

Owner dependency

75/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

45/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

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Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
12 CAPITAL INVESTMENTS LIMITED→ 14630828 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
134A/B HIGH STREET TENTERDEN LIMITED→ 06243103 · est 2007 · no financials extracted	—	—	—	—	18y	—	—
29 FOURTEEN LTD→ 15621092 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
360 FUND INSIGHT LIMITED→ 11124186 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
3N CAPITAL LIMITED→ 14017543 · est 2022 · no financials extracted	—	—	—	—	4y	—	—
AAP INTRODUCTIONS LIMITED→ 16971960 · est 2026 · no financials extracted	—	—	—	—	—	—	—
AARDVARKINSURE.COM LIMITED→ 09735840 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
ABACUS ADVICE LTD→ 03694074 · est 1999 · no financials extracted	—	—	—	—	27y	—	—
ABFP LIMITED→ 12321980 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
ABIMAR BROKERS LIMITED→ 11233938 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
ABSOLUTE FINANCIAL GROUP LIMITED→ 12348752 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
ABSOLUTE FINANCIAL MANAGEMENT LIMITED→ 05027747 · est 2004 · no financials extracted	—	—	—	—	22y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2015-01-20

Jurisdictionengland-wales

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Joshna House, Crowbridge Rd.

Willesborough

Ashford

TN24 0GR

England

Filing status

Accounts

Next due: 2027-09-30

Last made up to: 2025-12-31

Confirmation statement

Next due: 2026-06-18

Last: 2025-06-04

Officers (1 active · 14 resigned)

DAMSTRA, Bart→

director · ~51y · appointed 2024-10-29

View their other companies + combined net worth →

Active

ANDRESON, Karen→

director · ~54y · appointed 2023-03-07 · resigned 2024-01-20

Resigned

BLACKBURN, Melissa→

director · ~47y · appointed 2016-12-02 · resigned 2017-06-01

Resigned

BUDDE, Shawn Michael→

director · ~61y · appointed 2015-01-20 · resigned 2016-01-08

Resigned

BULL, David James→

director · ~60y · appointed 2015-04-01 · resigned 2016-03-08

Resigned

HART, Alex Paul→

director · ~64y · appointed 2017-06-01 · resigned 2020-08-25

Resigned

KOHLER, Christopher Patrick→

director · ~45y · appointed 2015-01-20 · resigned 2016-12-02

Resigned

LOTZ, James Martin→

director · ~54y · appointed 2023-01-20 · resigned 2024-10-29

Resigned

MILLER, John→

director · ~59y · appointed 2016-12-02 · resigned 2017-06-01

Resigned

MORELA, Gregor→

director · ~51y · appointed 2017-06-01 · resigned 2020-08-25

Resigned

RICKERBY, Quentin John→

director · ~60y · appointed 2015-01-20 · resigned 2016-01-08

Resigned

SERIF, Cary Michael→

director · ~70y · appointed 2015-01-20 · resigned 2015-01-20

Resigned

TRACY, John Robert→

director · ~62y · appointed 2020-08-25 · resigned 2023-01-23

Resigned

VARMA, Vikram Kalidindi→

director · ~48y · appointed 2020-08-25 · resigned 2023-03-07

Resigned

WELCH, Kerri→

director · ~56y · appointed 2016-12-02 · resigned 2017-06-01

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	outstanding	Barclays Barclays Bank PLC	A registered charge	1 property	17/06/2025	—

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (63 total)

accounts-with-accounts-type-dormant

accounts · AA

2026-04-14

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2026-02-27

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2025-06-25

accounts-with-accounts-type-dormant

accounts · AA

2025-06-04

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-06-04

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-01-21

termination-director-company-with-name-termination-date

officers · TM01

2024-11-01

appoint-person-director-company-with-name-date

officers · AP01

2024-11-01

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2024-02-05

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-01-26

accounts-with-accounts-type-dormant

accounts · AA

2024-01-26

termination-director-company-with-name-termination-date

officers · TM01

2024-01-26

appoint-person-director-company-with-name-date

officers · AP01

2023-04-05

termination-director-company-with-name-termination-date

officers · TM01

2023-04-05

accounts-with-accounts-type-dormant

accounts · AA

2023-03-17