ACE GOODS CO. LTD

🌳Matureactive

09415063 · ltd · incorporated 2015-01-30

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jan 2026

Net worth

£305.6k

book net assets

Opportunity

71/100

Strong

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What this business does

Primary activity: Agents involved in the sale of a variety of goods

Sector: Wholesale & retail

Investor take

Pursue

Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 71/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

5 live charges · 5 lenders · oldest 8.9y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 8.9 years old — likely at or near maturity.
· 5 lenders named — inter-creditor friction likely.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

5 charges (5/5 with lender, 5/5 with type)

Directors & officers

4 officers (2 active, 4 linked, 4 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

4 connected companies via shared directors

Filing history

60 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

71/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £305,632

Net assets shrinking

Down £13,037 YoY

Cash YoY

+1893%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£176k

↑ 1893% YoY

Net Worth

£306k

↓ 4.1% YoY

Current Assets

£378k

↓ 17% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2026-01-31	2025-01-31
Total assets	£314.3k	£339.3k
Current assets	£377.7k	£452.4k
Cash	£176.0k	£8.8k
Debtors	£172.7k	£365.3k
Net assets	£305.6k	£318.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

• 1 accounts
• 1 address

Last 180 days

filings

• 6 persons-with-significant-control
• 1 accounts
• 1 address

Counts from Companies House filing history.

Corporate timeline (36 events)Click to expand

2026-04-16
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-15
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-02-19
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-02-19
📄
change-to-a-person-with-significant-control-without-name-date
persons-with-significant-control · PSC04
2026-02-18
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-17
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-17
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-17
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-08
📍
change-sail-address-company-with-new-address
address · AD02
2025-03-03
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-04
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-09-07
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-09-07
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-09-07
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-09-07
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-09-07
🔓
Charge satisfied #4
2023-09-07
🔓
Charge satisfied #3
2023-09-07
🔓
Charge satisfied #2
2023-09-07
🔓
Charge satisfied #1
2023-04-06
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-17
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-05-14
➖
PIERCE, Justin resigned
director
2020-05-13
🔒
Charge registered #5
Lender: Hsbc UK Bank PLC
2017-06-26
🔒
Charge registered #4
Lender: Mrs I Saunders
2017-06-26
🔒
Charge registered #3
Lender: Mrs C Saunders
2017-06-26
🔒
Charge registered #2
Lender: Mrs J Cristiano
2017-06-26
🔒
Charge registered #1
Lender: Mr G Cristiano
2015-07-20
➕
CRISTIANO, Vincenzo appointed
director
2015-07-20
➕
SAUNDERS, Matthew John Charles appointed
director
2015-07-20
➕
PIERCE, Justin appointed
director
2015-07-20
➖
SIMON, Clare Louise resigned
director
2015-01-30
🏢
Company incorporated
As ACE GOODS CO. LTD
2015-01-30
➕
SIMON, Clare Louise appointed
director

Owner dependency

58/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

41/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med · 1 low

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Multiple registered office changes

low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Matthew John Charles Saunders Individual · British · DOB 10/1977 · age 49	25–50%	25–50%	25-50% shares · 25-50% voting	03/02/2026
Mr Vincenzo Cristiano Individual · British · DOB 07/1978 · age 48	—	—	sig. influencesignificant influence	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Wholesale & distribution · RH postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
3DJ MARKETING LTD→ 11820434 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
A E CHAPMAN & SON LIMITED→ 00470272 · est 1949 · no financials extracted	—	—	—	—	76y	—	—
ADELPHI (TUBES) LIMITED→ 00985399 · est 1970 · no financials extracted	—	—	—	—	55y	—	—
AEG FUELS UK LIMITED→ 07772668 · est 2011 · no financials extracted	—	—	—	—	14y	—	—
ALFA HOSPITALITY LTD→ 16517121 · est 2025 · no financials extracted	—	—	—	—	—	—	—
ALFAVOX LTD→ 15073306 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
ALL BATHROOM SUPPLIES LIMITED→ 09358850 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
ALWAYS ENTERPRISES LTD→ 16927964 · est 2025 · no financials extracted	—	—	—	—	—	—	—
AMPLIFIED NUTRITION CLOTHING LTD→ 14302613 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
AMR UNIVERSAL LIMITED→ 14774154 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
AMS GRAPHIC MACHINERY LIMITED→ 05388059 · est 2005 · no financials extracted	—	—	—	—	21y	—	—
AMSTRAD COMPUTERS LTD→ 16964447 · est 2026 · no financials extracted	—	—	—	—	—	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2015-01-30

Jurisdictionengland-wales

Primary SIC46190 — Agents involved in the sale of a variety of goods

Registered office

22 New Place Gardens

Lingfield

RH7 6JD

United Kingdom

Filing status

Accounts

Next due: 2027-10-31

Last made up to: 2026-01-31

Confirmation statement

Next due: 2026-08-06

Last: 2025-07-23

Officers (2 active · 2 resigned)

CRISTIANO, Vincenzo→

director · ~48y · appointed 2015-07-20

View their other companies + combined net worth →

Active

SAUNDERS, Matthew John Charles→

director · ~49y · appointed 2015-07-20

View their other companies + combined net worth →

Active

PIERCE, Justin→

director · ~49y · appointed 2015-07-20 · resigned 2020-05-14

Resigned

SIMON, Clare Louise→

director · ~43y · appointed 2015-01-30 · resigned 2015-07-20

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:5 of 5 shown

		Type	Properties
outstanding	HSBC Hsbc UK Bank PLC	A registered charge	1 property	13/05/2020	—
satisfied	Mrs I Saunders	A registered charge	—	26/06/2017	07/09/2023
satisfied	Mrs C Saunders	A registered charge	—	26/06/2017	07/09/2023
satisfied	Mrs J Cristiano	A registered charge	—	26/06/2017	07/09/2023
satisfied	Mr G Cristiano	A registered charge	—	26/06/2017	07/09/2023

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (60 total)

accounts-with-accounts-type-total-exemption-full

accounts · AA

2026-04-16

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2026-04-15

notification-of-a-person-with-significant-control

persons-with-significant-control · PSC01

2026-02-19

change-to-a-person-with-significant-control-without-name-date