196 WILLESDEN LANE LIMITED

🌳Matureactive
09427354 · ltd · incorporated 2015-02-06
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 10.9y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2023
Net worth
book net assets
Opportunity
62/100
Worth a look
🔔
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What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pass (distressed without resilience)
Distressed admin-neglect survivor — structural issues outweigh the discount.

Opportunity 62/100 (worth a look), bankability 45/100. Strong seller-intent signal (63/100, director aged 71). Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (53/100). Current lenders should be on monthly review.

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 10.9y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 10.9 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
38 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
62/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
45
Concerning — overdue filings or status flags present.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
49
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Dec 2022Dec 2023

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2023-12-312022-12-31
Average employees00

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 miscellaneous
Last 90 days
1
filing
  • 1 miscellaneous
Last 180 days
1
filing
  • 1 miscellaneous
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
  1. 2026-05-07
    📄
    legacy
    miscellaneous · RPCH01
  2. 2024-09-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-09-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-06-06
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  5. 2023-06-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2022-04-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2022-02-15
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  8. 2022-02-15
    🔓
    Charge satisfied #1
  9. 2021-05-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2020-09-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2020-07-29
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  12. 2020-07-28
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2020-05-19
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  14. 2020-05-19
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  15. 2020-05-19
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  16. 2020-05-19
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2020-05-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  18. 2020-05-07
    🔒
    Charge registered #2
    Lender: Ht Development Capital Limited
  19. 2020-05-06
    FABRE, Susan Deborah resigned
    director
  20. 2020-04-30
    ADLER, Esther resigned
    director
  21. 2020-04-24
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  22. 2019-11-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  23. 2015-07-02
    🔒
    Charge registered #1
    Lender: Headheath Limited
  24. 2015-02-06
    🏢
    Company incorporated
    As 196 WILLESDEN LANE LIMITED
  25. 2015-02-06
    ESSEX, Gavin Charles appointed
    director
  26. 2015-02-06
    SILVERSTONE, Simon John appointed
    director
  27. 2015-02-06
    ADLER, Esther appointed
    director
  28. 2015-02-06
    FABRE, Susan Deborah appointed
    director

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 71 — succession pressure is live.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

2 high ·
Accounts overdue
high

Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.

Evidence: Next due: 2025-09-30

Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-02-20

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Gavin Charles Essex
Individual · British · DOB 05/1966 · age 60
75100%
25–50%75-100% shares · 75-100% voting06/04/2016
1 historic (ceased) PSC
  • Mrs Susan Deborah Fabreceased 06/05/2020· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-02-06
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects

Registered office

1 Bickenhall Mansions
Bickenhall Street
London
W1U 6BP
England

Filing status

Accounts
Next due: 2025-09-30OVERDUE
Last made up to: 2023-12-31
Confirmation statement
Next due: 2026-02-20OVERDUE
Last: 2025-02-06

Officers (2 active · 2 resigned)

ESSEX, Gavin Charles
director · ~60y · appointed 2015-02-06
View their other companies + combined net worth →
Active
SILVERSTONE, Simon John
director · ~71y · appointed 2015-02-06
View their other companies + combined net worth →
Active
ADLER, Esther
director · ~93y · appointed 2015-02-06 · resigned 2020-04-30
Resigned
FABRE, Susan Deborah
director · ~61y · appointed 2015-02-06 · resigned 2020-05-06
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Ht Development Capital
Ht Development Capital Limited
A registered charge1 property07/05/2020
satisfied
Headheath
Headheath Limited
A registered charge1 property02/07/201515/02/2022
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (38 total)

legacy
miscellaneous · RPCH01
2026-05-07
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-10
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-23
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-07
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-06-06
change-person-director-company-with-change-date
officers · CH01
2023-06-06
confirmation-statement-with-updates
confirmation-statement · CS01
2023-02-07
accounts-with-accounts-type-micro-entity
accounts · AA
2022-04-11
mortgage-satisfy-charge-full
mortgage · MR04
2022-02-15
confirmation-statement-with-updates
confirmation-statement · CS01
2022-02-08
accounts-with-accounts-type-micro-entity
accounts · AA
2021-05-19
confirmation-statement-with-updates
confirmation-statement · CS01
2021-03-16
accounts-with-accounts-type-micro-entity
accounts · AA
2020-09-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-07-29