DH AGRISK SERVICES LTD
🌳Matureactive
09428415 · ltd · incorporated 2015-02-09
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£494.2k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Risk and damage evaluation
Sector: Financial & insurance
ALSO REGISTERED FOR
- 66290Other activities auxiliary to insurance and pension funding
Investor take
PursueAsset-holding vehicle with a 72-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 72). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £494,182
Net assets shrinking
Down £46,741 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£494k
↓ 8.6% YoY
Current Assets
£238k
↓ 12% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Total assets | £568.0k | £579.7k |
| Current assets | £238.2k | £269.6k |
| Net assets | £494.2k | £540.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 miscellaneous
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
- 2026-03-26📄legacymiscellaneous · RPCH01
- 2025-11-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-11-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-11-25📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-11-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-08-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-09-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-05-10📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-02-19📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-02-19📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2015-02-09🏢Company incorporatedAs DH AGRISK SERVICES LTD
- 2015-02-09➕DRAKEFORD, Christopher John Lowndes appointeddirector
- 2015-02-09➕HUTCHINGS, Gary Neil appointeddirector
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 72 — succession pressure is live.
- +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
71/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Gary Neil Hutchings Individual · British · DOB 04/1954 · age 72 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Christopher John Lowndes Drakeford Individual · British · DOB 05/1955 · age 71 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · CM postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CMMB LTD→ 07936299 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| COTTER MORTGAGES LTD→ 14509420 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CROISSANT CAPITAL LTD→ 11503405 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| D MILLER HOLDINGS LTD→ 14662185 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| D R BAKER FINANCIAL SERVICES LTD→ 06035423 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| DAVID LEWIS MORTGAGE SERVICES LIMITED→ 12527404 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| DDH FINANCIAL SERVICES LTD→ 09989571 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| DELAWARE CAPITAL LIMITED→ 11589363 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| DEWBERRY HOLDINGS LTD→ 14313410 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| DHA INVESTMENT LTD→ 13116889 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| DIAMOND ROCKET TRADING LTD→ 08542412 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| DIANE BAKEMHE LIMITED→ 08030827 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-02-09
Jurisdictionengland-wales
Primary SIC66210 — Risk and damage evaluation
Registered office
Essex House Office No 3
39-41 High Street
Dunmow
Essex
CM6 1AE
England
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-02-23
Last: 2026-02-09
Officers (2 active · 0 resigned)
DRAKEFORD, Christopher John Lowndes→
Activedirector · ~71y · appointed 2015-02-09
View their other companies + combined net worth →
HUTCHINGS, Gary Neil→
Activedirector · ~72y · appointed 2015-02-09
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (27 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-01
legacy
miscellaneous · RPCH01
2026-03-26
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-17
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-21
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-07-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-09
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-02
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-11-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-02-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-07-02