A S BANWAIT LIMITED
- · Oldest live charge 9.0y old — refinance window within 12 months
Opportunity 67/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: distressed disposal / insolvency (65/100).
Refinance opportunity
1 live charge · oldest 9.0y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 9.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Total assets | £29.2k | £51.5k |
| Current assets | £37.9k | £48.7k |
| Net assets | £-38.3k | £-21.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 gazette
- • 1 gazette
Corporate timeline (18 events)Click to expand
- 2026-05-26📄gazette-notice-compulsorygazette · GAZ1
- 2025-11-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-11-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-09-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-11-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-11-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-11-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-07-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-07-12🔒Charge registered #1Lender: National Westminster Bank PLC
- 2016-11-10📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-03-17📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-02-11🏢Company incorporatedAs A S BANWAIT LIMITED
- 2015-02-11➕KAUR, Bhupinder appointeddirector
- 2015-02-11➕SINGH, Amritpal appointeddirector
- 2015-02-11📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 high ·Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-02-25
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Amritpal Singh Individual · Indian · DOB 03/1972 · age 54 | 25–50% | — | 25-50% shares | 01/02/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Retail · ST postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ANTIQUARIO LTD→ 15683365 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANTIQUES WITHIN LIMITED→ 03005116 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| ANWAN LTD→ 15882257 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| APB SERVICES (STAFFS) LTD→ 06791221 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| APPLECARDS LIMITED→ 09555339 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| APPVEN LTD→ 16410011 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| APS (2017) LIMITED→ 10851984 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AQUILA PURCHASING CONSORTIUM LTD→ 17042030 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AQUILA TRADING LIMITED→ 10108393 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| AR CARPETS AND FLOORING LTD→ 09009717 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ARB ENTERPRISES LIMITED→ 16056163 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ARCHVIEW SERVICES LTD→ 17008661 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 12/07/2017 | — |