GIRI KONDRU IFA LIMITED
🌳Matureactive
09457795 · ltd · incorporated 2015-02-25
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2026
Net worth
£50.7k
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £50,672
Net assets shrinking
Down £9,344 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£51k
↓ 16% YoY
Current Assets
£1k
↓ 50% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2026-02-28 | 2025-02-28 |
|---|---|---|
| Total assets | £49.7k | £59.2k |
| Current assets | £1.0k | £2.0k |
| Net assets | £50.7k | £60.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
3
filings
- • 1 accounts
- • 1 address
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2026-06-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-04-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-09-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-19📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-11-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-03-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-03-07📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-07📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-11-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-03-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-03-02📄change-person-director-company-with-change-dateofficers · CH01
- 2021-03-02📄change-person-director-company-with-change-dateofficers · CH01
- 2021-03-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-03-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2015-02-25🏢Company incorporatedAs GIRI KONDRU IFA LIMITED
- 2015-02-25➕KONDRU, Emma Louise appointeddirector
- 2015-02-25➕KONDRU, Giridhar Raju appointeddirector
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "KONDRU" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Giridhar Raju Kondru Individual · British · DOB 01/1973 · age 53 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
Mrs Emma Louise Kondru Individual · British · DOB 08/1975 · age 51 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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Active · Financial services · BS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| EUROPA UNDERWRITING LIMITED→ 03872760 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| EVERYSTEP FINANCIAL LIMITED→ 16512244 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| FORWARD THINKING (BRISTOL) LIMITED→ 14589512 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| FUND THEIR FUTURE→ 04853665 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| FUNDING COMPASS LIMITED→ 13098692 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| FUTURE PLANS MORTGAGES AND PROTECTION LIMITED→ 16080673 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| FYVIE FINANCIAL LTD→ 16082015 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| G REES FINANCIAL LIMITED→ 08857380 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| GAZZY LTD→ 14518032 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| GEARSTONE FINANCIAL LIMITED→ 16766745 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| GIFTWORKS TRUSTEE CO LTD→ 16744991 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| GL INTEGRITY FINANCIAL PLANNING LTD→ 05814248 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
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See pricing →Company details
Statusactive
Typeltd
Incorporated2015-02-25
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
The Drive House Manor Farm
Kennmoor Road
Clevedon
North Somerset
BS21 6TZ
England
Filing status
Accounts
Next due: 2027-11-30
Last made up to: 2026-02-28
Confirmation statement
Next due: 2027-03-11
Last: 2026-02-25
Officers (2 active · 0 resigned)
KONDRU, Emma Louise→
Activedirector · ~51y · appointed 2015-02-25
View their other companies + combined net worth →
KONDRU, Giridhar Raju→
Activedirector · ~53y · appointed 2015-02-25
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (37 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-06-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-25
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-26
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-03-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-03-21
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-03-19
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-03-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-03-07
change-person-director-company-with-change-date
officers · CH01
2023-03-07