22 STOKES CROFT LIMITED

🌳Matureactive
09461399 · ltd · incorporated 2015-02-26
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 11.0y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
75/100
Strong
🔔
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What this business does

Likely a small property letting business operating from Bristol, probably managing and leasing a real estate asset — possibly a single building or unit at or near the Stokes Croft address — generating rental income as its primary day-to-day activity.

Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 75/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 11.0y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 11.0 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees200200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 confirmation-statement
Last 90 days
5
filings
  • 2 confirmation-statement
  • 2 officers
  • 1 persons-with-significant-control
Last 180 days
6
filings
  • 2 confirmation-statement
  • 2 officers
  • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2026-04-28
    📄
    replacement-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP01CS01
  2. 2026-04-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2026-04-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2026-04-09
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  5. 2025-12-17
    📄
    accounts-with-accounts-type-small
    accounts · AA
  6. 2025-02-14
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  7. 2025-02-14
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  8. 2025-02-14
    🔓
    Charge satisfied #2
  9. 2025-02-14
    🔓
    Charge satisfied #1
  10. 2024-12-20
    📄
    accounts-with-accounts-type-small
    accounts · AA
  11. 2023-12-20
    📄
    accounts-with-accounts-type-small
    accounts · AA
  12. 2022-12-21
    📄
    accounts-with-accounts-type-small
    accounts · AA
  13. 2021-12-13
    📄
    accounts-with-accounts-type-small
    accounts · AA
  14. 2020-12-21
    📄
    accounts-with-accounts-type-small
    accounts · AA
  15. 2020-11-06
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2020-11-03
    🔒
    Charge registered #2
    Lender: Hsbc UK Bank PLC
  17. 2019-12-23
    📄
    accounts-with-accounts-type-small
    accounts · AA
  18. 2019-07-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  19. 2019-07-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  20. 2015-05-07
    🔒
    Charge registered #1
    Lender: Hsbc Bank PLC
  21. 2015-02-26
    🏢
    Company incorporated
    As 22 STOKES CROFT LIMITED
  22. 2015-02-26
    BROWN, Andrew William appointed
    director
  23. 2015-02-26
    GIBSON, Lisa Michelle appointed
    director

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

41/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Andrew William Brown
Individual · New Zealander · DOB 06/1971 · age 55
5075%
50-75% shares06/04/2016
Ms Lisa Michelle Gibson
Individual · New Zealander · DOB 01/1973 · age 53
2550%
25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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12 ASHGROVE ROAD MANAGEMENT COMPANY LIMITED
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15-19 STOKES CROFT LIMITED
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17 ABERDEEN ROAD MANAGEMENT LIMITED
03158131 · est 1996 · no financials extracted
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19 COTHAM ROAD SOUTH MANAGEMENT COMPANY LIMITED
09724449 · est 2015 · no financials extracted
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19 WHITELADIES ROAD MANAGEMENT COMPANY LIMITED
14425659 · est 2022 · no financials extracted
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08941298 · est 2014 · no financials extracted
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22 ABBOTSFORD ROAD (REDLAND) MANAGEMENT COMPANY
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22 ABERDEEN ROAD MANAGEMENT COMPANY LIMITED
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221 CENTRAL PARK LIMITED
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-02-26
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

22 Stokes Croft
Bristol
BS1 3PR
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-16
Last: 2026-03-02

Officers (2 active · 0 resigned)

BROWN, Andrew William
director · ~55y · appointed 2015-02-26
View their other companies + combined net worth →
Active
GIBSON, Lisa Michelle
director · ~53y · appointed 2015-02-26
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
HSBC
Hsbc UK Bank PLC
A registered charge2 properties03/11/202014/02/2025
satisfied
HSBC
Hsbc Bank PLC
A registered charge1 property07/05/201514/02/2025

Recent filings (35 total)

replacement-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP01CS01
2026-04-28
change-person-director-company-with-change-date
officers · CH01
2026-04-09
change-person-director-company-with-change-date
officers · CH01
2026-04-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-02
accounts-with-accounts-type-small
accounts · AA
2025-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-03
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-14
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-14
accounts-with-accounts-type-small
accounts · AA
2024-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-27
accounts-with-accounts-type-small
accounts · AA
2023-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-27
accounts-with-accounts-type-small
accounts · AA
2022-12-21