ANDREW BULL INSURANCE SERVICES LTD
🌳Matureactive
09485172 · ltd · incorporated 2015-03-12
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Average employees | 400 | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2025-12-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-22📄change-person-director-company-with-change-dateofficers · CH01
- 2021-04-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-13📄resolutionresolution · RESOLUTIONS
- 2020-03-12📄capital-name-of-class-of-sharescapital · SH08
- 2019-02-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-03-05📄capital-name-of-class-of-sharescapital · SH08
- 2018-02-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-02-21📄resolutionresolution · RESOLUTIONS
- 2018-02-01➕ANDERSON, Garry Stewart appointeddirector
- 2015-03-12🏢Company incorporatedAs ANDREW BULL INSURANCE SERVICES LTD
- 2015-03-12➕BULL, Mark Andrew appointeddirector
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "BULL" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
51/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mark Andrew Bull Individual · British · DOB 01/1967 · age 59 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · HG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 988 CAPITAL LTD→ 14516659 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A REED LTD→ 12213904 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ASSURED FINANCIAL PLANNING LIMITED→ 10188728 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BEC INVESTMENTS LIMITED→ 12540435 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| BELWARD INVESTMENTS LIMITED→ 12309501 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BENNETT CHRISTMAS INSURANCE BROKERS LTD→ 05402688 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| BLACK KETTLE INTERNATIONAL LIMITED→ 03740597 · est 1999 · no financials extracted | — | — | — | — | 27y | — | — |
| BOSTON SPA INVESTMENTS LIMITED→ 11906244 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BRADSTYLE LIMITED→ 04966045 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| BRAITHWAITE FINANCE LIMITED→ 01751130 · est 1983 · no financials extracted | — | — | — | — | 42y | — | — |
| BRITANNIC CAPITAL LIMITED→ 11770547 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BRITANNIC INVESTMENT MANAGEMENT LIMITED→ 11770864 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-03-12
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
9 Stockwell Crescent
Knaresborough
HG5 0LD
England
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-09-07
Last: 2025-08-24
Officers (2 active · 0 resigned)
ANDERSON, Garry Stewart→
Activedirector · ~46y · appointed 2018-02-01
View their other companies + combined net worth →
BULL, Mark Andrew→
Activedirector · ~59y · appointed 2015-03-12
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (32 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-17
change-person-director-company-with-change-date
officers · CH01
2021-09-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-27
confirmation-statement-with-updates
confirmation-statement · CS01
2020-08-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-06-11
resolution
resolution · RESOLUTIONS
2020-03-13