CHANGING LIVES CHARITY
🌳Matureactive
09517906 · private-limited-guarant-nsc-limited-exemption · incorporated 2015-03-30
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 9.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: SIC 38110
Sector: Water supply & waste
ALSO REGISTERED FOR
- 47190Other retail sale in non-specialised stores
- 87200Residential care activities for learning difficulties, mental health and substance abuse
Investor take
PursueActive trading company with a 75-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 75). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 9.8y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 9.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: low (49/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
13 officers (6 active, 13 linked, 12 with DOB)
88
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
2 connected companies via shared directors
51
Filing history
50 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
4
filings
- • 2 officers
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (44 events)Click to expand
- 2026-06-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-04-11📄change-person-director-company-with-change-dateofficers · CH01
- 2026-04-10📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-16🔒Charge registered #3Lender: The Charity Bank Limited
- 2025-10-16🔒Charge registered #2Lender: The Charity Bank Limited
- 2025-06-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-02-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-23➕ALDWINCKLE, Catriona Mary appointeddirector
- 2025-01-23➕KNIGHT, Kenneth Martin appointeddirector
- 2024-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-06-30➖HIBBS, Christopher Francis resigneddirector
- 2023-05-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-03-31➖TOMLINSON, David resigneddirector
- 2022-11-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-10-31➖MEARS, Terence Frederick resigneddirector
- 2022-07-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-11📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2022-04-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-03-31➕MEARS, Terence Frederick appointedsecretary
- 2022-03-31➖PEACOCK, Jeffrey resigneddirector
- 2022-02-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-01-27➕SCHAEFER, Jennifer Ann, Dr appointeddirector
- 2021-09-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-09-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-09-22➕SIBTHORPE, Daniel Patrick appointeddirector
- 2021-09-22➖WILSON, Raymond James resigneddirector
- 2021-06-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-11➖LUCKWELL, Sarah Louise resigneddirector
- 2019-03-14➕LUCKWELL, Sarah Louise appointeddirector
- 2017-04-28➕BURNHAM, Ian John appointeddirector
- 2016-09-30🔒Charge registered #1Lender: The George Muller Charitable Trust
- 2016-02-01➖PIMM, Alan Keith resigneddirector
- 2015-03-30🏢Company incorporatedAs CHANGING LIVES CHARITY
- 2015-03-30➕HIBBS, Christopher Francis appointeddirector
- 2015-03-30➕MEARS, Terence Frederick appointeddirector
- 2015-03-30➕PEACOCK, Jeffrey appointeddirector
- 2015-03-30➕PIMM, Alan Keith appointeddirector
- 2015-03-30➕TOMLINSON, David appointeddirector
- 2015-03-30➕WILSON, Raymond James appointeddirector
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 75 — succession pressure is live.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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| BEC PROJECTS ONE LTD→ 15152635 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
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| CDS LEAK RESOLVE LTD→ 17032030 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CELAENO SOLAR LTD→ 13033184 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CHANNEL GREEN ENERGY LTD→ 13454957 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CHILLER TECHNICAL SOLUTIONS LIMITED→ 04213194 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| CIRCULAR WASTE SOLUTIONS LIMITED→ 12205708 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc-limited-exemption
Incorporated2015-03-30
Jurisdictionengland-wales
Primary SIC38110 — SIC 38110
Registered office
Unit 2a Kimberley Road
Clevedon
BS21 6QJ
England
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2027-04-13
Last: 2026-03-30
Officers (6 active · 7 resigned)
MEARS, Terence Frederick→
Activesecretary · appointed 2022-03-31
View their other companies + combined net worth →
ALDWINCKLE, Catriona Mary→
Activedirector · ~64y · appointed 2025-01-23
View their other companies + combined net worth →
BURNHAM, Ian John→
Activedirector · ~75y · appointed 2017-04-28
View their other companies + combined net worth →
KNIGHT, Kenneth Martin→
Activedirector · ~75y · appointed 2025-01-23
View their other companies + combined net worth →
SCHAEFER, Jennifer Ann, Dr→
Activedirector · ~64y · appointed 2022-01-27
View their other companies + combined net worth →
SIBTHORPE, Daniel Patrick→
Activedirector · ~57y · appointed 2021-09-22
View their other companies + combined net worth →
HIBBS, Christopher Francis→
Resigneddirector · ~74y · appointed 2015-03-30 · resigned 2023-06-30
LUCKWELL, Sarah Louise→
Resigneddirector · ~40y · appointed 2019-03-14 · resigned 2020-07-11
MEARS, Terence Frederick→
Resigneddirector · ~88y · appointed 2015-03-30 · resigned 2022-10-31
PEACOCK, Jeffrey→
Resigneddirector · ~81y · appointed 2015-03-30 · resigned 2022-03-31
PIMM, Alan Keith→
Resigneddirector · ~78y · appointed 2015-03-30 · resigned 2016-02-01
TOMLINSON, David→
Resigneddirector · ~73y · appointed 2015-03-30 · resigned 2023-03-31
WILSON, Raymond James→
Resigneddirector · ~80y · appointed 2015-03-30 · resigned 2021-09-22
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Charity Bank The Charity Bank Limited | A registered charge | 1 property | 16/10/2025 | — | |
| outstanding | The Charity Bank The Charity Bank Limited | A registered charge | — | 16/10/2025 | — | |
| outstanding | The George Muller Charitable Trust | A registered charge | 1 property | 30/09/2016 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (50 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-06-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-12
change-person-director-company-with-change-date
officers · CH01
2026-04-11
change-person-director-company-with-change-date
officers · CH01
2026-04-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-30
appoint-person-director-company-with-name-date
officers · AP01
2025-02-26
appoint-person-director-company-with-name-date
officers · AP01
2025-02-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-10
termination-director-company-with-name-termination-date
officers · TM01
2023-07-04
termination-director-company-with-name-termination-date
officers · TM01
2023-05-09