BEST FINANCIAL GROUP LTD

💤Zombieactive
09528147 · ltd · incorporated 2015-04-07
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
71/100
Strong
🔔
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What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
39 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Average employees100-200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
4
filings
  • 2 confirmation-statement
  • 1 change-of-name
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2026-02-26
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  2. 2025-12-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-12-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2024-04-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2024-04-29
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  6. 2023-12-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2023-11-30
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  8. 2022-12-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2022-08-24
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2022-08-24
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2021-12-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2021-01-25
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  13. 2020-05-18
    📄
    accounts-amended-with-accounts-type-total-exemption-full
    accounts · AAMD
  14. 2019-12-10
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  15. 2019-08-23
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  16. 2019-02-19
    📄
    resolution
    resolution · RESOLUTIONS
  17. 2017-04-26
    WARREN-WICKS, Samantha Jane resigned
    director
  18. 2015-04-07
    🏢
    Company incorporated
    As BEST FINANCIAL GROUP LTD
  19. 2015-04-07
    WICKS, Ian David appointed
    director
  20. 2015-04-07
    WARREN-WICKS, Samantha Jane appointed
    director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2026-02-26: certificate-change-of-name-company

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Ian David Wicks
Individual · British · DOB 01/1969 · age 57
sig. influencesignificant influence07/04/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-04-07
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies

Registered office

Unit7a Radford Crescent
Billericay
CM12 0DU
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-17
Last: 2025-12-03

Officers (1 active · 1 resigned)

WICKS, Ian David
director · ~57y · appointed 2015-04-07
View their other companies + combined net worth →
Active
WARREN-WICKS, Samantha Jane
director · ~59y · appointed 2015-04-07 · resigned 2017-04-26
Resigned

Click a director name to see their full track record across all companies.

Recent filings (39 total)

certificate-change-of-name-company
change-of-name · CERTNM
2026-02-26
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-03
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-02
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-20
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-13
change-person-director-company-with-change-date
officers · CH01
2024-04-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-29
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-19
certificate-change-of-name-company
change-of-name · CERTNM
2023-11-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-03
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-20
change-person-director-company-with-change-date
officers · CH01
2022-08-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-08-24