CALLANDS CONSULTANCY LIMITED

💤Zombieactive
09534075 · ltd · incorporated 2015-04-09
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£-3.3k
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 78/100 (strong), bankability 85/100. Strong seller-intent signal (68/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 6.7y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 6.7 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
33 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Negative net assets
Liabilities exceed assets by £3,306

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
-£3k
↓ 48% YoY
Current Assets
—
Current Liabilities
—
-£3k-£3k-£3k-£3k-£2k-£2kApr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-04-302024-04-30
Total assets£-3.3k£-2.2k
Net assets£-3.3k£-2.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
4
filings
  • • 2 accounts
  • • 1 confirmation-statement
  • • 1 address
Last 180 days
4
filings
  • • 2 accounts
  • • 1 confirmation-statement
  • • 1 address
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2026-04-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2026-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2026-03-27
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2025-09-30
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2024-06-12
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  6. 2024-06-11
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2024-06-11
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  8. 2024-04-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2024-01-31
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  10. 2024-01-11
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2024-01-11
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  12. 2024-01-10
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2023-01-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2022-08-12
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  15. 2022-08-12
    🔓
    Charge satisfied #1
  16. 2021-10-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2021-04-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2020-01-06
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  19. 2019-10-21
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  20. 2019-10-09
    🔒
    Charge registered #1
    Lender: Ecs Capital Limited
  21. 2015-04-09
    🏢
    Company incorporated
    As CALLANDS CONSULTANCY LIMITED
  22. 2015-04-09
    ➕
    SEWARD, Michael Peter appointed
    director

Owner dependency

95/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder age: Director aged approximately 69 — succession pressure is live.
  • +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

70/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 low
Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Michael Peter Seward
Individual · British · DOB 02/1957 · age 69
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-04-09
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding

Registered office

36 Goldcliff Close Callands
Warrington
WA5 9EP
United Kingdom

Filing status

Accounts
Next due: 2027-01-29
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-04-23
Last: 2026-04-09

Officers (1 active · 0 resigned)

SEWARD, Michael Peter→
director · ~69y · appointed 2015-04-09
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
Ecs Capital
Ecs Capital Limited
A registered charge—09/10/201912/08/2022

Recent filings (33 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-27
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-06-12
change-person-director-company-with-change-date
officers · CH01
2024-06-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-06-11
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-11
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-16
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-01-31
change-person-director-company-with-change-date
officers · CH01
2024-01-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-01-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-01-10