MBFS LIMITED

💤Zombieactive
09536229 · ltd · incorporated 2015-04-10
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2026
Net worth
£74.6k
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (1 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £74,578

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£75k
↑ 82% YoY
Current Assets
£99k
↑ 35% YoY
Current Liabilities
—
£0£20k£40k£59k£79k£99kMar 2025Mar 2026

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2026-03-312025-03-31
Total assets£74.6k£40.9k
Current assets£99.1k£73.3k
Net assets£74.6k£40.9k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2026-05-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-11-05
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-07-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-11-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-05-19
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2023-03-24
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  7. 2023-03-24
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  8. 2023-03-24
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  9. 2023-03-24
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2023-03-24
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  11. 2023-03-09
    ➖
    BENSON, Gareth Paul resigned
    director
  12. 2023-03-09
    ➖
    MARRS, Lindsay Anne resigned
    director
  13. 2022-07-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2021-11-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2021-04-22
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  16. 2021-04-20
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  17. 2021-03-08
    ➕
    BENSON, Gareth Paul appointed
    director
  18. 2020-09-07
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  19. 2019-09-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  20. 2018-10-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  21. 2015-04-10
    🏢
    Company incorporated
    As MBFS LIMITED
  22. 2015-04-10
    ➕
    DAVIDSON, John Robert appointed
    director
  23. 2015-04-10
    ➕
    MARRS, Lindsay Anne appointed
    director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Senior director age: Director aged approximately 58 — approaching natural succession window.

Succession & seller-readiness

60/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mrs John Robert Davidson
Individual · British · DOB 04/1968 · age 58
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016
2 historic (ceased) PSCs
  • Mrs Lindsay Anne Marrsceased 09/03/2023· significant influence
  • Mr Gareth Paul Bensonceased 09/03/2023· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-04-10
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding

Registered office

21 Yetlands
Dalston
Cumbria
CA5 7PB
England

Filing status

Accounts
Next due: 2027-12-31
Last made up to: 2026-03-31
Confirmation statement
Next due: 2027-04-25
Last: 2026-04-11

Officers (1 active · 2 resigned)

DAVIDSON, John Robert→
director · ~58y · appointed 2015-04-10
View their other companies + combined net worth →
Active
BENSON, Gareth Paul→
director · ~44y · appointed 2021-03-08 · resigned 2023-03-09
Resigned
MARRS, Lindsay Anne→
director · ~46y · appointed 2015-04-10 · resigned 2023-03-09
Resigned

Click a director name to see their full track record across all companies.

Recent filings (37 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-05-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-28
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-19
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-29
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-24
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-05-19
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-03-24
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-03-24
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-03-24
termination-director-company-with-name-termination-date
officers · TM01
2023-03-24
termination-director-company-with-name-termination-date
officers · TM01
2023-03-24
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-25