ATR INVESTMENTS LIMITED
🌳Matureactive
09548106 · ltd · incorporated 2015-04-17
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Security dealing on own account
Sector: Financial & insurance
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
7 live charges · 3 lenders · oldest 11.1y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 11.1 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
46 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Average employees | 300 | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2026-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-08-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-08-06🔓Charge satisfied #7
- 2025-08-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-08-04🔓Charge satisfied #5
- 2025-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-04-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-15➖WALSH, Louise Duana resigneddirector
- 2023-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-11📄resolutionresolution · RESOLUTIONS
- 2020-10-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-10-13➕WALSH, Louise Duana appointeddirector
- 2020-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-01-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-01-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-01-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-01-25🔓Charge satisfied #4
- 2020-01-25🔓Charge satisfied #3
- 2020-01-25🔓Charge satisfied #2
- 2020-01-25🔓Charge satisfied #1
- 2019-11-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-11-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-11-22🔒Charge registered #7Lender: Coutts & Company
- 2019-11-22🔒Charge registered #6Lender: Coutts & Company
- 2019-11-22🔒Charge registered #5Lender: Coutts & Company
- 2017-05-05🔒Charge registered #4Lender: Aldermore Bank PLC
- 2017-05-05🔒Charge registered #3Lender: Aldermore Bank PLC
- 2015-05-22🔒Charge registered #2Lender: Yorkshire Building Society Trading as Norwich & Peterborough Building Society
- 2015-05-22🔒Charge registered #1Lender: Yorkshire Building Society Trading as Norwich & Peterborough Building Society
- 2015-04-17🏢Company incorporatedAs ATR INVESTMENTS LIMITED
- 2015-04-17➕BURGESS, Valerie Grace appointeddirector
- 2015-04-17➕CRAIG, Kevin Daniel Patrick appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Kevin Daniel Patrick Craig Individual · British · DOB 05/1971 · age 55 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
Ms Valerie Grace Burgess Individual · British · DOB 04/1972 · age 54 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BRIGHTSTONE PARTNERS LIMITED→ 12040218 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BTCDANA GLOBAL TRADING LTD→ 15924251 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BUILT-TO-LAST INVESTMENTS LIMITED→ 17061712 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BURSON BUCHANAN LIMITED→ 01499986 · est 1980 · no financials extracted | — | — | — | — | 45y | — | — |
| C-BRIDGE CAPITAL (UK) LTD→ 14251454 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CABRERA CONSULTING LTD→ 07713688 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CAICAI LIMITED→ 15156688 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CALICO CAPITAL LIMITED→ 09479466 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| CALVIN ROBERTS ENTERPRISE LTD→ 09941861 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| CAMOVA LIMITED→ 11323256 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CAMPBELL CONTRACTING SOLUTIONS LTD.→ 10718104 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| CANTILEVER RISK ADVISORY LIMITED→ 16827328 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-04-17
Jurisdictionengland-wales
Primary SIC64991 — Security dealing on own account
Registered office
75 Westow Hill
London
SE19 1TX
England
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-05-01
Last: 2026-04-17
Officers (2 active · 1 resigned)
BURGESS, Valerie Grace→
Activedirector · ~54y · appointed 2015-04-17
View their other companies + combined net worth →
CRAIG, Kevin Daniel Patrick→
Activedirector · ~55y · appointed 2015-04-17
View their other companies + combined net worth →
WALSH, Louise Duana→
Resigneddirector · ~48y · appointed 2020-10-13 · resigned 2024-04-15
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
1
Outstanding
1
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | NatWest Group Coutts & Company | A registered charge | — | 22/11/2019 | 06/08/2025 | |
| outstanding | NatWest Group Coutts & Company | A registered charge | 1 property | 22/11/2019 | — | |
| satisfied | NatWest Group Coutts & Company | A registered charge | 1 property | 22/11/2019 | 04/08/2025 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 05/05/2017 | 25/01/2020 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | — | 05/05/2017 | 25/01/2020 | |
| satisfied | Yorkshire Building Society Trading as Norwich & Peterborough Building Society | A registered charge | — | 22/05/2015 | 25/01/2020 | |
| satisfied | Yorkshire Building Society Trading as Norwich & Peterborough Building Society | A registered charge | 1 property | 22/05/2015 | 25/01/2020 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (46 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-30
mortgage-satisfy-charge-full
mortgage · MR04
2025-08-06
mortgage-satisfy-charge-full
mortgage · MR04
2025-08-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-25
termination-director-company-with-name-termination-date
officers · TM01
2024-04-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-29
confirmation-statement-with-updates
confirmation-statement · CS01
2021-05-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-24