A. & M. INSULATIONS LIMITED

🌳Matureactive

09592685 · ltd · incorporated 2015-05-15

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

£2.34M

book net assets

Opportunity

79/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Other construction installation

Sector: Construction

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 1.6y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Newest facility, 1.6 years old — likely still in initial term.
· Two lenders — manageable, but coordination required.
· Legal-friction score 23/100 — clean.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

9 officers (5 active, 9 linked, 8 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

19 connected companies via shared directors

Filing history

34 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £2,337,579

Net assets shrinking

Down £1,371,513 YoY

Cash YoY

+614%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£792k

↑ 614% YoY

Net Worth

£2.3m

↓ 37% YoY

Current Assets

£12m

↓ 7.0% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2024-12-31	2023-12-31
Total assets	£2.37M	£3.73M
Current assets	£12.07M	£12.97M
Cash	£791.8k	£110.9k
Debtors	£10.60M	£12.22M
Net assets	£2.34M	£3.71M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (32 events)Click to expand

2025-11-21
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-11-09
➖
ROLDAAN, Sarah Louise resigned
director
2025-05-19
📄
accounts-with-accounts-type-medium
accounts · AA
2025-02-13
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-02-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-02-12
➕
LUSHER, David Andrew appointed
director
2025-02-12
➖
MILLWARD, Phillip Robert resigned
director
2024-11-21
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-18
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-11-18
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-15
➕
MILLWARD, Phillip Robert appointed
director
2024-11-15
🔒
Charge registered #2
Lender: Corpacq Limited
2024-10-29
🔒
Charge registered #1
Lender: Bibby Financial Services Limited (As Security Trustee)
2024-09-20
📄
accounts-with-accounts-type-full
accounts · AA
2024-02-06
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-01-31
➖
LAING, Alexander Ross resigned
director
2023-08-29
📄
accounts-with-accounts-type-full
accounts · AA
2022-06-30
📄
accounts-with-accounts-type-full
accounts · AA
2021-07-02
📄
accounts-with-accounts-type-small
accounts · AA
2020-12-22
📄
accounts-with-accounts-type-small
accounts · AA
2020-01-07
📄
change-account-reference-date-company-previous-extended
accounts · AA01
2019-08-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2019-08-06
➖
MOLLARD, Ian Langford resigned
director
2019-03-21
📄
accounts-with-accounts-type-dormant
accounts · AA
2015-05-15
🏢
Company incorporated
As A. & M. INSULATIONS LIMITED
2015-05-15
➕
MANSIELD, Jason John appointed
secretary
2015-05-15
➕
ATHERTON, Simon appointed
director
2015-05-15
➕
HOLLAND, Ian Michael appointed
director
2015-05-15
➕
MOLLARD, Gary Kevin appointed
director
2015-05-15
➕
LAING, Alexander Ross appointed
director
2015-05-15
➕
MOLLARD, Ian Langford appointed
director
2015-05-15
➕
ROLDAAN, Sarah Louise appointed
director

Owner dependency

48/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Senior director age: Director aged approximately 60 — approaching natural succession window.

Succession & seller-readiness

45/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

A & M Energy Group Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

A & M Energy Group Ltd

Corporate parent · holds 75-100% shares

ultimate parent

⬇

A. & M. INSULATIONS LIMITED

This company · 09592685

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
A & M Energy Group Ltd Corporate entity	75–100%	—	75-100% shares	01/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Construction · WA postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
47 WILTON LIMITED→ 14989181 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
ABLE JOINERY LTD→ 04561716 · est 2002 · no financials extracted	—	—	—	—	23y	—	—
ABLELECTRICAL SERVICES LTD→ 12535050 · est 2020 · no financials extracted	—	—	—	—	6y	—	—
ABYR CONSTRUCTION LIMITED→ 17099434 · est 2026 · no financials extracted	—	—	—	—	—	—	—
AC ERLAM LTD→ 12089072 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
ACCESS-ABLE (UK) LIMITED→ 08658630 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
ACCURATE ROOFING (ST HELENS) LTD→ 11256613 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
ACI ELECTRICAL LIMITED→ 05090050 · est 2004 · no financials extracted	—	—	—	—	22y	—	—
ACS ELECTRICS LIMITED→ 06451559 · est 2007 · no financials extracted	—	—	—	—	18y	—	—
ACTIVE SURFACES LTD→ 10975295 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
ACTS MAINTENANCE SOLUTIONS LTD→ 07172886 · est 2010 · no financials extracted	—	—	—	—	16y	—	—
ACUTE PROJECTS LIMITED→ 07646962 · est 2011 · no financials extracted	—	—	—	—	14y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2015-05-15

Jurisdictionengland-wales

Primary SIC43290 — Other construction installation

Registered office

Environmental House Sandwash Close

Rainford Industrial Est, Rainford

St. Helens

Merseyside

WA11 8LY

United Kingdom

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-12-06

Last: 2025-11-22