64 ALMA ROAD LIMITED
🌳Matureactive
09616639 · ltd · incorporated 2015-06-01
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£270.8k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Hotels and similar accommodation
Sector: Accommodation & food service
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 78/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 3 lenders · oldest 10.8y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 10.8 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (75/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
12 connected companies via shared directors
81
Filing history
33 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £270,758
Net assets shrinking
Down £8,955 YoY
Cash YoY
-33%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£48k
↓ 33% YoY
Net Worth
£271k
↓ 3.2% YoY
Current Assets
£72k
↓ 40% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £722.5k | £754.6k |
| Current assets | £72.4k | £121.7k |
| Cash | £48.0k | £71.7k |
| Debtors | £24.4k | £50.0k |
| Net assets | £270.8k | £279.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2025-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-01-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-01-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-01-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-01-16🔓Charge satisfied #3
- 2023-01-16🔓Charge satisfied #2
- 2023-01-16🔓Charge satisfied #1
- 2022-06-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-15🔒Charge registered #5Lender: Lloyds Bank PLC
- 2022-06-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-05-30🔒Charge registered #4Lender: Lloyds Bank PLC
- 2021-12-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-02📄change-person-director-company-with-change-dateofficers · CH01
- 2019-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-08-15🔒Charge registered #3Lender: Cambridge & Counties Bank Limited
- 2015-08-17➕LUCAS, David Edward appointeddirector
- 2015-08-17🔒Charge registered #2Lender: Auction Finance Limited
- 2015-08-17🔒Charge registered #1Lender: Auction Finance Limited
- 2015-06-01🏢Company incorporatedAs 64 ALMA ROAD LIMITED
- 2015-06-01➕VEARNCOMBE, Bronwen Sian appointeddirector
- 2015-06-01➕VEARNCOMBE, John Alexander Gifford appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Hospitality · NG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & I KOONER UK LIMITED→ 16302663 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A H M G LTD→ 15349033 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A&J ROTISSERI LTD→ 15532944 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| A&J'S PUBS LTD→ 14141211 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A1 FISH BAR LIMITED→ 11863843 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ABULA NOTTS LTD→ 16088760 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACACIA 25 LIMITED→ 08574771 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ACCUFINE LTD→ 10007868 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ACE SHOTS LTD→ 17004456 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ACHILLES TAKEAWAY LIMITED→ 15696272 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACTIVE LIFESTYLE RESORTS LIMITED→ 10560740 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ADNAN SWEETS LIMITED→ 14773405 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-06-01
Jurisdictionengland-wales
Primary SIC55100 — Hotels and similar accommodation
Registered office
Office 15, 2a Bramley House Bramley Road
Long Eaton
Nottingham
NG10 3SX
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-03-10
Last: 2026-02-24
Officers (3 active · 0 resigned)
LUCAS, David Edward→
Activedirector · ~60y · appointed 2015-08-17
View their other companies + combined net worth →
VEARNCOMBE, Bronwen Sian→
Activedirector · ~62y · appointed 2015-06-01
View their other companies + combined net worth →
VEARNCOMBE, John Alexander Gifford→
Activedirector · ~62y · appointed 2015-06-01
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
2
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 15/06/2022 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 30/05/2022 | — | |
| satisfied | Cambridge & Counties Cambridge & Counties Bank Limited | A registered charge | 1 property | 15/08/2016 | 16/01/2023 | |
| satisfied | Auction Finance Auction Finance Limited | A registered charge | 1 property | 17/08/2015 | 16/01/2023 | |
| satisfied | Auction Finance Auction Finance Limited | A registered charge | 1 property | 17/08/2015 | 16/01/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (33 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-24
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-20
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-02-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-24
mortgage-satisfy-charge-full
mortgage · MR04
2023-01-16
mortgage-satisfy-charge-full
mortgage · MR04
2023-01-16
mortgage-satisfy-charge-full
mortgage · MR04
2023-01-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-06-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-06-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-11