AFS FINANCE LTD

🌳Matureactive
09685315 · ltd · incorporated 2015-07-14
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: SIC 99999
Sector: Extraterritorial bodies
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Apr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-04-302024-04-30

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2025-06-23
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2024-05-29
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  3. 2023-05-25
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  4. 2022-07-01
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  5. 2022-04-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2022-04-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2022-04-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2022-02-10
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  9. 2020-06-18
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  10. 2020-01-13
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  11. 2019-03-05
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2018-07-12
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  13. 2017-09-18
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2017-05-10
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  15. 2017-03-10
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  16. 2017-03-10
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2015-07-14
    🏢
    Company incorporated
    As AFS FINANCE LTD
  18. 2015-07-14
    ➕
    FORD, Justin John appointed
    director
  19. 2015-07-14
    ➕
    GEDDES, Michael David appointed
    director
  20. 2015-07-14
    ➕
    SIMPSON, Nicholas appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Nicholas Simpson
Individual · British · DOB 04/1966 · age 60
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-07-14
Jurisdictionengland-wales
Primary SIC99999 — SIC 99999

Registered office

Greenbank Court Challenge Way
Greenbank Business Park
Blackburn
BB1 5QB
England

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-07-28
Last: 2025-07-14

Officers (3 active · 0 resigned)

FORD, Justin John→
director · ~54y · appointed 2015-07-14
View their other companies + combined net worth →
Active
GEDDES, Michael David→
director · ~56y · appointed 2015-07-14
View their other companies + combined net worth →
Active
SIMPSON, Nicholas→
director · ~60y · appointed 2015-07-14
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (28 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-05
accounts-with-accounts-type-dormant
accounts · AA
2025-06-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-18
accounts-with-accounts-type-dormant
accounts · AA
2024-05-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-17
accounts-with-accounts-type-dormant
accounts · AA
2023-05-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-15
accounts-with-accounts-type-dormant
accounts · AA
2022-07-01
change-person-director-company-with-change-date
officers · CH01
2022-04-21
change-person-director-company-with-change-date
officers · CH01
2022-04-21
change-person-director-company-with-change-date
officers · CH01
2022-04-21
accounts-with-accounts-type-dormant
accounts · AA
2022-02-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-18
accounts-with-accounts-type-dormant
accounts · AA
2020-06-18