1ST CLASS PROPERTY LTD
🌳Matureactive
09695734 · ltd · incorporated 2015-07-21
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
£-56.9k
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 80/100 (exceptional), bankability 57/100. Strong seller-intent signal (68/100, director aged 70). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 10.0y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 10.0 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Negative net assets
Liabilities exceed assets by £56,926
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£57k
↓ 33190% YoY
Current Assets
£279k
↓ 16% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Total assets | £-56.9k | £-171 |
| Current assets | £278.9k | £333.6k |
| Net assets | £-56.9k | £-171 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
2
filings
- • 1 accounts
- • 1 address
Last 180 days
2
filings
- • 1 accounts
- • 1 address
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-04-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-03-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-14➕HIRST, Philip Alexander appointeddirector
- 2025-02-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-13🔒Charge registered #4Lender: Allica Bank Limited
- 2024-05-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-10🔒Charge registered #3Lender: Together Commercial Finance Limited
- 2024-05-10🔒Charge registered #2Lender: Together Commercial Finance Limited
- 2024-04-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-04-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-04-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-09-29📄gazette-filings-brought-up-to-dategazette · DISS40
- 2021-09-28📄gazette-notice-compulsorygazette · GAZ1
- 2021-09-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-28📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2020-07-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-07-27📄gazette-filings-brought-up-to-dategazette · DISS40
- 2019-07-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-02-15➖HIRST, Philip Alexander resigneddirector
- 2018-02-12➕HIRST, Philip Alexander appointeddirector
- 2016-04-19🔒Charge registered #1Lender: 1ST Class Transport (UK) LTD
- 2015-07-21🏢Company incorporatedAs 1ST CLASS PROPERTY LTD
- 2015-07-21➕AHMED, Mohammed Kamran appointeddirector
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 70 — succession pressure is live.
Succession & seller-readiness
71/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mohammed Kamran Ahmed Individual · British · DOB 03/1987 · age 39 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · LS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1 APEX WAY LTD→ 12132717 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 11 PARK PLACE (LEEDS) LTD→ 16031203 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 13 BEACH LAWN LTD→ 13857462 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 140 OTLEY ROAD RESIDENTS ASSOCIATION LIMITED→ 04206603 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| 1822 PROPERTIES LIMITED→ 16326619 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 1876 PROPERTIES LTD→ 16305272 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 1905 PROPERTY LTD→ 15823005 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 1997 INVESTMENTS LTD→ 16175480 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 1AU SERVICES LTD→ 14950946 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 1ST BRICK&STONE SERVICES LTD→ 16691874 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 1ST CHOICE PROPERTY SOURCERS LTD→ 15388982 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 1ST PLACE PROPERTIES LTD→ 13279496 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-07-21
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
C/O Dwilkinson&Company No1 Whitehall Riverside
1 Riverside Way
Leeds
LS1 4BN
England
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-08-03
Last: 2025-07-20
Officers (2 active · 1 resigned)
AHMED, Mohammed Kamran→
Activedirector · ~39y · appointed 2015-07-21
View their other companies + combined net worth →
HIRST, Philip Alexander→
Activedirector · ~70y · appointed 2025-02-14
View their other companies + combined net worth →
HIRST, Philip Alexander→
Resigneddirector · ~70y · appointed 2018-02-12 · resigned 2018-02-15
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
4
Outstanding
3
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Allica Bank Allica Bank Limited | A registered charge | 3 properties | 13/11/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 10/05/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 10/05/2024 | — | |
| outstanding | 1ST Class Transport (UK) 1ST Class Transport (UK) LTD | A registered charge | 1 property | 19/04/2016 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (35 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-10
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-07
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-30
appoint-person-director-company-with-name-date
officers · AP01
2025-02-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-13
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-02-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-02
accounts-with-accounts-type-micro-entity
accounts · AA
2023-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-25
accounts-with-accounts-type-micro-entity
accounts · AA
2022-04-25