247 UK DEVELOPMENTS LTD
🌳Matureactive
09699126 · ltd · incorporated 2015-07-23
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 10.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
£17.8k
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Retail sale via mail order houses or via Internet
Sector: Wholesale & retail
ALSO REGISTERED FOR
- 68100Buying and selling of own real estate
Investor take
PursueStrong opportunity: active trading company with exceptional profile and bankable structure.
Opportunity 80/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 10.5y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 10.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £17,820
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£18k
↑ 3.2% YoY
Current Assets
£69k
↓ 8.3% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Total assets | £39.0k | £40.5k |
| Current assets | £68.5k | £74.8k |
| Net assets | £17.8k | £17.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Last 90 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2026-04-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-04-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-04-14📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-04-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-04-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-01➕KEAR, Deborah Jane appointeddirector
- 2022-08-01➖KEAR, Deborah resignedsecretary
- 2022-04-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-04-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-03-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-01-03➕KEAR, Deborah appointedsecretary
- 2018-01-03📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2017-12-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-09-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-02-14🔓Charge satisfied #2
- 2016-09-29🔒Charge registered #2Lender: Bank of Scotland PLC
- 2015-11-12🔒Charge registered #1Lender: Bank of Scotland PLC
- 2015-07-23🏢Company incorporatedAs 247 UK DEVELOPMENTS LTD
- 2015-07-23➕KEAR, Stephen appointeddirector
Owner dependency
74/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
51/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Stephen Kear Individual · British · DOB 04/1966 · age 60 | 75–100% | 75–100% | sig. influence75-100% shares · 75-100% voting · significant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| 1 STOP ZON LTD→ 13821228 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
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| 11 PLUS APPS LTD→ 16843446 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 11DEGREE LTD→ 16806912 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 13 EPA LTD→ 15129528 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
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| 1CLICKWALLPAPERS LIMITED→ 11145894 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| 2020 HEARING LTD→ 09137476 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| 20BY10 LIMITED→ 15428536 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 24WIN COMPETITIONS LTD→ 16703124 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 261 VINTAGE LIMITED→ 17035772 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 27 SCENTS LIMITED→ 16341338 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-07-23
Jurisdictionengland-wales
Primary SIC47910 — Retail sale via mail order houses or via Internet
Registered office
4 Congreve Approach
Bardsey
Leeds
LS17 9BN
United Kingdom
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2027-04-28
Last: 2026-04-14
Officers (2 active · 1 resigned)
KEAR, Deborah Jane→
Activedirector · ~60y · appointed 2022-08-01
View their other companies + combined net worth →
KEAR, Stephen→
Activedirector · ~60y · appointed 2015-07-23
View their other companies + combined net worth →
KEAR, Deborah→
Resignedsecretary · appointed 2018-01-03 · resigned 2022-08-01
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 29/09/2016 | 14/02/2017 | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 12/11/2015 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (31 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-14
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-14
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-24
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-16
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-14
termination-secretary-company-with-name-termination-date
officers · TM02
2023-04-14
appoint-person-director-company-with-name-date
officers · AP01
2023-04-14
accounts-with-accounts-type-micro-entity
accounts · AA
2023-04-03
confirmation-statement-with-updates
confirmation-statement · CS01
2023-01-03
confirmation-statement-with-updates
confirmation-statement · CS01
2022-12-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-05
accounts-with-accounts-type-micro-entity
accounts · AA
2022-04-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-06