B.P.A.C. HOLDINGS LIMITED

💤Zombieactive
09705890 · ltd · incorporated 2015-07-28
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
54/100
Worth a look
🔔
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What this business does
Primary activity: Banks
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed admin-neglect survivor — structural issues outweigh the discount.

Opportunity 54/100 (worth a look), bankability 45/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: strategic trade sale (40/100). Current lenders should be on monthly review.

Data confidence

Overall: medium (55/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
12 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
54/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
45
Concerning — overdue filings or status flags present.
Acquirability
50
Some acquirability indicators.
Risk profile
49
Multiple red flags — proceed with caution.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
  1. 2019-11-05
    📄
    restoration-order-of-court
    restoration · AC92
  2. 2018-09-18
    📄
    gazette-dissolved-compulsory
    gazette · GAZ2
  3. 2018-09-18
    🏁
    Company dissolved
  4. 2018-07-03
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  5. 2018-04-05
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  6. 2017-09-20
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2017-08-16
    📄
    capital-allotment-shares
    capital · SH01
  8. 2017-04-10
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2017-01-31
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  10. 2015-07-28
    🏢
    Company incorporated
    As B.P.A.C. HOLDINGS LIMITED
  11. 2015-07-28
    PATTNI, Bhavnisha Rajendra appointed
    director
  12. 2015-07-28
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

2 high ·
Accounts overdue
high

Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.

Evidence: Next due: 2018-04-30

Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2018-09-01

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Miss Bhavnisha Rajendra Pattni
Individual · British · DOB 07/1988 · age 38
75100%
board controlsig. influence75-100% shares · board control · significant influence · firm interest06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
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Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2015-07-28
Jurisdictionengland-wales
Primary SIC64191 — Banks

Registered office

3 Acorn Business Centre Northarbour Road
Cosham
Portsmouth
PO6 3TH
England

Filing status

Accounts
Next due: 2018-04-30OVERDUE
Last made up to: 2016-07-31
Confirmation statement
Next due: 2018-09-01OVERDUE
Last: 2017-08-18

Officers (1 active · 0 resigned)

PATTNI, Bhavnisha Rajendra
director · ~38y · appointed 2015-07-28
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (12 total)

restoration-order-of-court
restoration · AC92
2019-11-05
gazette-dissolved-compulsory
gazette · GAZ2
2018-09-18
gazette-notice-compulsory
gazette · GAZ1
2018-07-03
change-account-reference-date-company-previous-shortened
accounts · AA01
2018-04-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2017-09-20
confirmation-statement-with-updates
confirmation-statement · CS01
2017-08-18
capital-allotment-shares
capital · SH01
2017-08-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2017-08-09
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2017-04-10
accounts-with-accounts-type-total-exemption-small
accounts · AA
2017-01-31
confirmation-statement-with-updates
confirmation-statement · CS01
2016-07-29
incorporation-company
incorporation · NEWINC
2015-07-28