A C MARINE AGGREGATES LTD
- · Oldest live charge 3.7y old — refinance window within 12 months
Opportunity 80/100 (exceptional), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 3.7y
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~3.7 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £561.5k | £702.9k |
| Current assets | £2.22M | £1.27M |
| Cash | £38.0k | £1.4k |
| Debtors | £2.03M | £1.12M |
| Net assets | £344.6k | £339.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (28 events)Click to expand
- 2025-07-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-10-17📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-10-07➖COLLINS, Lauren resignedsecretary
- 2024-05-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-21🔒Charge registered #2Lender: National Westminster Bank PLC
- 2023-08-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-21📄capital-cancellation-sharescapital · SH06
- 2023-03-20📄capital-return-purchase-own-sharescapital · SH03
- 2022-10-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-09-28🔒Charge registered #1Lender: Rbs Invoice Finance LTD
- 2022-08-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-07-15📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-07-15📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-07-15📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-07-11➕WOODWARD, Chris appointeddirector
- 2021-08-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-28📄capital-allotment-sharescapital · SH01
- 2016-07-28➖COLLINS, Deborah resignedsecretary
- 2016-07-28➕COLLINS, Lauren appointedsecretary
- 2015-08-08🏢Company incorporatedAs A C MARINE AGGREGATES LTD
- 2015-08-08➕COLLINS, Andrew appointeddirector
- 2015-08-08➕COLLINS, Deborah Margaret appointeddirector
- 2015-08-08➕COLLINS, Deborah appointedsecretary
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Ac Aggregates Group Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ac Aggregates Group Ltd Corporate entity | 75–100% | — | 75-100% shares | 12/05/2022 |
2 historic (ceased) PSCs
- Mrs Deborah Margaret Collinsceased 12/05/2022· 25-50% shares
- Mr Andrew Collinsceased 12/05/2022· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 21/05/2024 | — | |
| outstanding | NatWest Group Rbs Invoice Finance LTD | A registered charge | — | 28/09/2022 | — |