A&J PROPERTIES LTD
🌳Matureactive
09756877 · ltd · incorporated 2015-09-01
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 7.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 7.0y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 7.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | — | £107.3k |
| Current assets | — | £30.9k |
| Net assets | — | £58.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2025-12-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-09-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-08-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-06-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-11-18📄gazette-filings-brought-up-to-dategazette · DISS40
- 2021-11-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-11-02📄gazette-notice-compulsorygazette · GAZ1
- 2021-06-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-06-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-03-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-08-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-07-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-07-09🔒Charge registered #1Lender: Paragon Bank PLC
- 2019-05-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2015-09-01🏢Company incorporatedAs A&J PROPERTIES LTD
- 2015-09-01➕SCARR, Andrew appointeddirector
- 2015-09-01➕TURNER, Jack appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jack Turner Individual · British · DOB 07/1989 · age 37 | 75–100% | — | 75-100% shares | 06/04/2016 |
Mr Andrew Peter Scarr Individual · British · DOB 12/1988 · age 38 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/09/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| A J BATES PROPERTY SERVICES LTD→ 13213335 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| A K MANN LETTING LIMITED→ 14403915 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A.J.T BUTT PROPERTY SOLUTIONS LTD→ 16746085 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABINCO LTD→ 11270652 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ACER PROPERTY LETTINGS LIMITED→ 17102380 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ADAM HALLIWELL PROPERTY LIMITED→ 12867225 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ADAM TILL VALUATIONS LIMITED→ 15016913 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADEO LTD→ 14105804 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ADM SERVICES (GLOUCESTER) LTD→ 11174579 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ADODDLE MANAGEMENT LTD→ 14572231 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AEA PROPERTY INVESTMENTS LTD→ 15448619 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AEGEUS PROPERTIES,LIMITED→ 00587016 · est 1957 · no financials extracted | — | — | — | — | 68y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-09-01
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
12 Dolphin Cottage Upton
Tetbury
GL8 8LP
England
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-08-24
Last: 2025-08-10
Officers (2 active · 0 resigned)
SCARR, Andrew→
Activedirector · ~38y · appointed 2015-09-01
View their other companies + combined net worth →
TURNER, Jack→
Activedirector · ~37y · appointed 2015-09-01
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 09/07/2019 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (32 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-28
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-08-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-17
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-09
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-11
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-04
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-21
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-21
gazette-filings-brought-up-to-date
gazette · DISS40
2021-11-18
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-11-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-17