CLOGHER PROPERTIES LTD

💤Zombieactive
09767343 · ltd · incorporated 2015-09-08
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£234.7k
book net assets
Opportunity
74/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

🏦

Refinance opportunity

1 live charge · oldest 9.3y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 9.3 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
Network not yet resolved
30
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £234,700

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£235k
↑ 5.5% YoY
Current Assets
£258k
~ YoY
Current Liabilities
—
£0£52k£103k£155k£207k£258kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£234.7k£222.5k
Current assets£258.4k£256.8k
Net assets£234.7k£222.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
3
filings
  • • 2 persons-with-significant-control
  • • 1 confirmation-statement
Last 180 days
3
filings
  • • 2 persons-with-significant-control
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2026-05-07
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  2. 2026-05-07
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  3. 2025-10-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2024-09-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2024-02-19
    📄
    accounts-amended-with-accounts-type-total-exemption-full
    accounts · AAMD
  6. 2024-02-19
    📄
    accounts-amended-with-accounts-type-total-exemption-full
    accounts · AAMD
  7. 2024-02-19
    📄
    accounts-amended-with-accounts-type-total-exemption-full
    accounts · AAMD
  8. 2024-02-19
    📄
    accounts-amended-with-accounts-type-total-exemption-full
    accounts · AAMD
  9. 2024-02-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2023-03-06
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  11. 2023-03-06
    🔓
    Charge satisfied #1
  12. 2022-12-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2021-12-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2020-12-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2019-09-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2018-12-20
    📄
    accounts-amended-with-accounts-type-total-exemption-full
    accounts · AAMD
  17. 2018-12-05
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  18. 2018-06-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  19. 2017-03-14
    🔒
    Charge registered #1
    Lender: Galveston Investments S.A.
  20. 2015-09-08
    🏢
    Company incorporated
    As CLOGHER PROPERTIES LTD
  21. 2015-09-08
    ➕
    COLLINS, Donna appointed
    director

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

St Stephens Sceptre Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
St Stephens Sceptre Ltd
Corporate parent · holds 75-100% shares
ultimate parent
⬇
CLOGHER PROPERTIES LTD
This company · 09767343

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

2 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
St Stephens Sceptre Ltd
Corporate entity
75–100%
75–100%75-100% shares · 75-100% voting07/05/2026
Mrs Donna Collins
Individual · British · DOB 12/1972 · age 54
——sig. influencesignificant influence06/04/2016
2 historic (ceased) PSCs
  • Virginia Properties Ltdceased 07/05/2026· 75-100% shares · 75-100% voting
  • Virginia Properties Ltdceased 19/02/2018· 75-100% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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16794881 · est 2025 · no financials extracted
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

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Company details

Statusactive
Typeltd
Incorporated2015-09-08
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

St. Stephen Green Farm
Chiswell Green Lane
St. Albans
Herts
AL2 3NS

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-05-18
Last: 2026-05-04

Officers (1 active · 0 resigned)

COLLINS, Donna→
director · ~54y · appointed 2015-09-08
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
Galveston Investments S.A.
A registered charge3 properties14/03/201706/03/2023

Recent filings (35 total)

notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-05-07
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-05-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-07
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-13
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-15
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2024-02-19
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2024-02-19
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2024-02-19
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2024-02-19
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-16
mortgage-satisfy-charge-full
mortgage · MR04
2023-03-06
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-22