AC CUBED LIMITED
🌳Matureactive
09780672 · ltd · incorporated 2015-09-16
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 10.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£-9.2k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 10.4y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 10.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
42 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Negative net assets
Liabilities exceed assets by £9,181
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£9k
↑ 4.3% YoY
Current Assets
£20k
↑ 135% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £-9.2k | £-9.6k |
| Current assets | £19.9k | £8.5k |
| Net assets | £-9.2k | £-9.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2025-08-22📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-08-21📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-08-20➕COLLINS, Crystal Esme Grace appointedsecretary
- 2025-08-01📄capital-allotment-sharescapital · SH01
- 2025-05-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-04📄resolutionresolution · RESOLUTIONS
- 2023-07-04📄memorandum-articlesincorporation · MA
- 2023-07-04📄capital-allotment-sharescapital · SH01
- 2023-07-04📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2023-05-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-08-03📄change-person-director-company-with-change-dateofficers · CH01
- 2022-08-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-08-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-05-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-01-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-01-10🔓Charge satisfied #1
- 2021-12-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-11-26🔒Charge registered #4Lender: Efg Private Bank Limited
- 2021-05-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-06-18📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-09-25🔒Charge registered #3Lender: Metro Bank PLC
- 2016-01-14🔒Charge registered #2Lender: Metro Bank PLC
- 2016-01-14🔒Charge registered #1Lender: Metro Bank PLC
- 2015-09-16🏢Company incorporatedAs AC CUBED LIMITED
- 2015-09-16➕COLLINS, Andrew Charles Michael appointeddirector
- 2015-09-16➕COLLINS, Crystal Esme Grace appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Charles Michael Collins Individual · British · DOB 01/1980 · age 46 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
1 historic (ceased) PSC
- Mrs Crystal Esme Grace Collinsceased 22/08/2025· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A&C FOREIGN LIMITED→ 09032656 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ABM REALTY GROUP LTD→ 15152583 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ABODE KULTURE LTD→ 16277057 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABODIUM PROPERTY LTD→ 16366164 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABOUT THE STAY LIMITED→ 11131725 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ABS PROPERTY INVESTMENTS LTD→ 11576905 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ABSOLUTE MANAGEMENT LIMITED→ 12508205 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ABT INVESTMENTS LTD→ 11403506 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ABUNDANCE ASSETS LTD→ 16086913 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABUNDANCE PROPERTY LIMITED→ 14020552 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ACAPELLA GROUP LTD→ 12813521 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACCELERATE PIPELINE LIMITED→ 16541036 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-09-16
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
5 Luke Street
London
Greater London
EC2A 4PX
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-14
Last: 2025-07-31
Officers (3 active · 0 resigned)
COLLINS, Crystal Esme Grace→
Activesecretary · appointed 2025-08-20
View their other companies + combined net worth →
COLLINS, Andrew Charles Michael→
Activedirector · ~46y · appointed 2015-09-16
View their other companies + combined net worth →
COLLINS, Crystal Esme Grace→
Activedirector · ~44y · appointed 2015-09-16
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
3
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Efg Private Bank Efg Private Bank Limited | A registered charge | 1 property | 26/11/2021 | — | |
| outstanding | Metro Bank Metro Bank PLC | A registered charge | 1 property | 25/09/2018 | — | |
| outstanding | Metro Bank Metro Bank PLC | A registered charge | 1 property | 14/01/2016 | — | |
| satisfied | Metro Bank Metro Bank PLC | A registered charge | — | 14/01/2016 | 10/01/2022 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (42 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-26
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-08-22
appoint-person-secretary-company-with-name-date
officers · AP03
2025-08-21
capital-allotment-shares
capital · SH01
2025-08-01
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-01
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-20
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-31
resolution
resolution · RESOLUTIONS
2023-07-04
memorandum-articles
incorporation · MA
2023-07-04
capital-allotment-shares
capital · SH01
2023-07-04
capital-variation-of-rights-attached-to-shares
capital · SH10
2023-07-04
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-08-03