AUBREY & CO ACCOUNTANCY LIMITED
Opportunity 74/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
1 live charge · oldest 9.1y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 9.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-10-31 | 2024-10-31 |
|---|---|---|
| Total assets | £162.6k | £161.9k |
| Current assets | £186.4k | £175.3k |
| Net assets | £147.8k | £141.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 accounts
Corporate timeline (19 events)Click to expand
- 2026-07-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-06-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-07-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-10-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-10-23🔓Charge satisfied #1
- 2020-06-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-09-16📄change-person-director-company-with-change-dateofficers · CH01
- 2019-03-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-07-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-06-23🔒Charge registered #1Lender: National Westminster Bank PLC
- 2017-04-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2015-09-17🏢Company incorporatedAs AUBREY & CO ACCOUNTANCY LIMITED
- 2015-09-17➕PHILLIPS, Clare Angela appointeddirector
- 2015-09-17📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2015-09-17📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Clare Angela Phillips Individual · British · DOB 09/1970 · age 56 | 75–100% | — | 75-100% shares | 16/09/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 23/06/2017 | 23/10/2020 |