KINGSTOWN ASSOCIATES (HOLDINGS) LIMITED
🌳Matureactive
09796628 · ltd · incorporated 2015-09-27
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£558.0k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Activities of head offices
Sector: Professional, scientific & technical
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 74/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 10.6y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 10.6 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
7 officers (4 active, 7 linked, 7 with DOB)
90
Ownership & PSC
3 active PSC(s) of 4 total, 4 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
69 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £558,032
Cash YoY
+214%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£99k
↑ 214% YoY
Net Worth
£558k
↑ 14% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £1.98M | £1.97M |
| Cash | £99.2k | £31.6k |
| Net assets | £558.0k | £488.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2026-01-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-31➖CURD, Elizabeth Anne resigneddirector
- 2025-08-28📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-16📄accounts-with-accounts-type-groupaccounts · AA
- 2024-09-18📄accounts-with-accounts-type-groupaccounts · AA
- 2023-10-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-10-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-10-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-10-10📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2023-09-21📄accounts-with-accounts-type-groupaccounts · AA
- 2023-09-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-07🔒Charge registered #3Lender: Hsbc UK Bank PLC
- 2023-03-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-03-28🔓Charge satisfied #2
- 2023-02-15📄capital-allotment-sharescapital · SH01
- 2023-01-25📄change-person-director-company-with-change-dateofficers · CH01
- 2023-01-25📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-03📄capital-return-purchase-own-sharescapital · SH03
- 2022-10-21📄capital-return-purchase-own-sharescapital · SH03
- 2022-10-14📄capital-cancellation-sharescapital · SH06
- 2022-09-30📄accounts-with-accounts-type-groupaccounts · AA
- 2022-09-21📄capital-cancellation-sharescapital · SH06
- 2022-07-08📄second-filing-capital-allotment-sharescapital · RP04SH01
- 2022-05-24📄capital-allotment-sharescapital · SH01
- 2021-01-01➕WILKINSON, Lian appointeddirector
- 2020-04-03➖MELLOR, Nigel resigneddirector
- 2019-07-05➖WHITTLE, David James resigneddirector
- 2017-01-01➕CURD, Elizabeth Anne appointeddirector
- 2016-08-08🔒Charge registered #2Lender: Nigel Mellor
- 2015-11-27🔒Charge registered #1Lender: Hsbc Bank PLC
- 2015-11-26➕BARRY, Wayne appointeddirector
- 2015-11-26➕CHAMBERS, Paul appointeddirector
- 2015-11-26➕STEPHENSON, Jody Louise appointeddirector
- 2015-09-27🏢Company incorporatedAs KINGSTOWN ASSOCIATES (HOLDINGS) LIMITED
- 2015-09-27➕MELLOR, Nigel appointeddirector
- 2015-09-27➕WHITTLE, David James appointeddirector
Owner dependency
40/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
Succession & seller-readiness
35/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Jody Louise Stephenson Individual · British · DOB 03/1972 · age 54 | 25–50% | — | 25-50% shares | 29/09/2022 |
Mr Paul Chambers Individual · British · DOB 10/1969 · age 57 | 25–50% | — | 25-50% shares | 29/09/2022 |
Mr Wayne Barry Individual · British · DOB 09/1983 · age 43 | 25–50% | — | 25-50% shares | 29/09/2022 |
1 historic (ceased) PSC
- Mr Nigel Mellorceased 03/04/2020· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · YO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AD ADVISORY LTD→ 11025051 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ADNFC WEALTH MANAGEMENT LTD→ 15909881 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADVENTURE RAILS LTD→ 14252757 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AFRON LIMITED→ 06461989 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| AGRI-CONSULTING LIMITED→ 13838920 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AGRIVATION LIMITED→ 09038010 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AH FLEET SOLUTIONS LTD→ 15708555 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AH MARKETING LIMITED→ 10670793 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| AH4 LTD→ 11256328 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AI MARKETING SOLUTIONS LTD→ 15200685 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AICD LTD→ 17018641 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AIMMUNE NESTLE HEALTH SCIENCE UK R&D LIMITED→ 13381958 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-09-27
Jurisdictionengland-wales
Primary SIC70100 — Activities of head offices
Registered office
1 Wadsworth Road
Kellythorpe Industrial Estate
Driffield
North Humberside
YO25 9DJ
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-04
Last: 2025-09-20
Officers (4 active · 3 resigned)
BARRY, Wayne→
Activedirector · ~43y · appointed 2015-11-26
View their other companies + combined net worth →
CHAMBERS, Paul→
Activedirector · ~57y · appointed 2015-11-26
View their other companies + combined net worth →
STEPHENSON, Jody Louise→
Activedirector · ~54y · appointed 2015-11-26
View their other companies + combined net worth →
WILKINSON, Lian→
Activedirector · ~39y · appointed 2021-01-01
View their other companies + combined net worth →
CURD, Elizabeth Anne→
Resigneddirector · ~51y · appointed 2017-01-01 · resigned 2025-12-31
MELLOR, Nigel→
Resigneddirector · ~70y · appointed 2015-09-27 · resigned 2020-04-03
WHITTLE, David James→
Resigneddirector · ~71y · appointed 2015-09-27 · resigned 2019-07-05
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
2
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 07/09/2023 | — | |
| satisfied | Nigel Mellor / David James Whittle | A registered charge | — | 08/08/2016 | 28/03/2023 | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | — | 27/11/2015 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (69 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-01-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-22
change-person-director-company-with-change-date
officers · CH01
2025-08-28
accounts-with-accounts-type-group
accounts · AA
2025-07-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-02
accounts-with-accounts-type-group
accounts · AA
2024-09-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-10-10
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-10-10
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-10-10
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2023-10-10
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-03
accounts-with-accounts-type-group
accounts · AA
2023-09-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-09-20
mortgage-satisfy-charge-full
mortgage · MR04
2023-03-28
capital-allotment-shares
capital · SH01
2023-02-15