BESPOKE FINANCIAL ADVICE LIMITED

💤Zombieactive
09805666 · ltd · incorporated 2015-10-02
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
74/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (1 active, 5 linked, 5 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
47 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£9k£17k£26k£35k£43kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£37.4k
Current assets£43.1k
Net assets£35.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
3
filings
  • 1 confirmation-statement
  • 1 gazette
  • 1 accounts
Last 180 days
4
filings
  • 2 gazette
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
  1. 2026-03-14
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  2. 2026-03-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2026-03-03
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  4. 2025-10-23
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2024-12-19
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2024-12-18
    MEREDITH, Paul appointed
    director
  7. 2024-12-18
    ABRAHAM, Jacqui resigned
    director
  8. 2024-12-18
    ATKINS, Rodney Michael resigned
    director
  9. 2024-12-18
    FLANAGHAN, David James resigned
    director
  10. 2024-12-18
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  11. 2024-12-18
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  12. 2024-12-18
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  13. 2024-12-18
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2024-12-18
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2024-12-18
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  16. 2024-12-18
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2024-07-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2023-12-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  19. 2023-03-08
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  20. 2022-11-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  21. 2021-09-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  22. 2020-12-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  23. 2016-05-31
    ABRAHAM, Jacqui appointed
    director
  24. 2016-05-31
    ATKINS, Rodney Michael appointed
    director
  25. 2016-03-07
    FLANAGHAN, David James appointed
    director
  26. 2016-03-07
    JENSEN, Mark Anthony resigned
    director
  27. 2015-10-02
    🏢
    Company incorporated
    As BESPOKE FINANCIAL ADVICE LIMITED
  28. 2015-10-02
    JENSEN, Mark Anthony appointed
    director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Meredith Morgan Taylor Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Meredith Morgan Taylor Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
BESPOKE FINANCIAL ADVICE LIMITED
This company · 09805666

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Meredith Morgan Taylor Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control18/12/2024
2 historic (ceased) PSCs
  • Mr Rodney Michael Atkinsceased 18/12/2024· 25-50% shares · 25-50% voting
  • Mr David James Flanaghanceased 18/12/2024· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-10-02
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

55 East Budleigh Road
Budleigh Salterton
Devon
EX9 6EW
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-23
Last: 2026-03-09

Officers (1 active · 4 resigned)

MEREDITH, Paul
director · ~57y · appointed 2024-12-18
View their other companies + combined net worth →
Active
ABRAHAM, Jacqui
director · ~60y · appointed 2016-05-31 · resigned 2024-12-18
Resigned
ATKINS, Rodney Michael
director · ~60y · appointed 2016-05-31 · resigned 2024-12-18
Resigned
FLANAGHAN, David James
director · ~64y · appointed 2016-03-07 · resigned 2024-12-18
Resigned
JENSEN, Mark Anthony
director · ~57y · appointed 2015-10-02 · resigned 2016-03-07
Resigned

Click a director name to see their full track record across all companies.

Recent filings (47 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-24
gazette-filings-brought-up-to-date
gazette · DISS40
2026-03-14
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-12
gazette-notice-compulsory
gazette · GAZ1
2026-03-03
change-person-director-company-with-change-date
officers · CH01
2025-10-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-20
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-12-19
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-12-18
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-12-18
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-12-18
appoint-person-director-company-with-name-date
officers · AP01
2024-12-18
termination-director-company-with-name-termination-date
officers · TM01
2024-12-18
termination-director-company-with-name-termination-date
officers · TM01
2024-12-18
termination-director-company-with-name-termination-date
officers · TM01
2024-12-18
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-22