A G INVEST LIMITED
Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -50% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
4 live charges · 2 lenders · oldest 9.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 9.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £889.8k | £917.7k |
| Current assets | £81.7k | £159.6k |
| Cash | £74.0k | £148.5k |
| Debtors | £7.7k | £11.1k |
| Net assets | £777.8k | £690.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (25 events)Click to expand
- 2025-04-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-01-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-01-27🔓Charge satisfied #2
- 2025-01-27🔓Charge satisfied #1
- 2025-01-24🔒Charge registered #4Lender: Unity Trust Bank PLC
- 2025-01-24🔒Charge registered #3Lender: Unity Trust Bank PLC
- 2025-01-23➖AUJLA, Kiranjit Kaur resigneddirector
- 2025-01-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-07-05📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-09-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2016-09-22🔒Charge registered #2Lender: Lloyds Bank PLC
- 2016-09-21🔒Charge registered #1Lender: Lloyds Bank PLC
- 2015-10-06🏢Company incorporatedAs A G INVEST LIMITED
- 2015-10-06➕AUJLA, Satwant Singh appointeddirector
- 2015-10-06➕AUJLA, Kiranjit Kaur appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Satwant Singh Aujla Individual · British · DOB 08/1972 · age 54 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mrs Kiranjit Kaur Aujla Individual · British · DOB 05/1972 · age 54 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 24/01/2025 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 3 properties | 24/01/2025 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 2 properties | 22/09/2016 | 27/01/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 21/09/2016 | 27/01/2025 |