ADV FINANCE LTD
🌳Matureactive
09830846 · ltd · incorporated 2015-10-19
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
ALSO REGISTERED FOR
- 66190Other activities auxiliary to financial services, except insurance and pension funding
- 70229Management consultancy activities other than financial management
- 74909Other professional, scientific and technical activities n.e.c.
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
38 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-10-31 | 2024-10-31 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2026-03-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-02📄change-person-director-company-with-change-dateofficers · CH01
- 2022-12-02📄change-person-director-company-with-change-dateofficers · CH01
- 2022-12-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-12-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-12-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-07-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-07-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-02-01📄change-person-director-company-with-change-dateofficers · CH01
- 2021-02-01📄change-person-director-company-with-change-dateofficers · CH01
- 2021-02-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-02-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-02-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-10-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2015-10-19🏢Company incorporatedAs ADV FINANCE LTD
- 2015-10-19➕BOCCUTO, Eugenio appointeddirector
- 2015-10-19➕SICA, Sandra appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Eugenio Boccuto Individual · Italian · DOB 05/1979 · age 47 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 06/04/2016 |
Ms Sandra Sica Individual · Italian · DOB 04/1976 · age 50 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 4ME GROUP LTD→ 10219163 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 5 STAR MORTGAGE SOLUTIONS LIMITED→ 08939438 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| A.C.M. FINANCIAL SERVICES LTD.→ 03815056 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| AADT LIMITED→ 16827831 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AARC VENTURES LIMITED→ 15272512 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AB HUB SERVICES LTD→ 14758378 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ABCS2 HOLDINGS LTD→ 10411855 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ADELPHI INSURANCE BROKERS LTD.→ 08333939 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ADVANCED MORTGAGE PLANNING LTD.→ 16832965 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADVICE CENTRE GROUP LTD→ 14322979 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ADVISERTECH CONNECT LIMITED→ 17124508 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AEG 1440 HOLDINGS LTD→ 13529711 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-10-19
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Bank Chambers
St. Petersgate
Stockport
SK1 1AR
England
Filing status
Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2026-11-01
Last: 2025-10-18
Officers (2 active · 0 resigned)
BOCCUTO, Eugenio→
Activedirector · ~47y · appointed 2015-10-19
View their other companies + combined net worth →
SICA, Sandra→
Activedirector · ~50y · appointed 2015-10-19
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (38 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-20
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-18
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-04
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-19
change-person-director-company-with-change-date
officers · CH01
2022-12-02
change-person-director-company-with-change-date
officers · CH01
2022-12-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-12-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-12-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-12-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-24
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-18