A G (LANCASTER 2015) LIMITED
🌳Matureactive
09836029 · ltd · incorporated 2015-10-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 10.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£-43.9k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Public houses and bars
Sector: Accommodation & food service
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 10.3y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 10.3 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
15 connected companies via shared directors
90
Filing history
30 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £43,875
Cash YoY
+66%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£49k
↑ 66% YoY
Net Worth
-£44k
↑ 44% YoY
Current Assets
£112k
↑ 29% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £694.0k | £676.6k |
| Current assets | £111.8k | £86.6k |
| Cash | £49.0k | £29.5k |
| Debtors | £50.0k | £50.0k |
| Net assets | £-43.9k | £-78.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2025-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-17🔒Charge registered #3Lender: Barclays Security Trustee Limited
- 2024-08-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-29📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-07-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-07-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-11-13📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-11-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-09-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-06-07📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-04-29🔒Charge registered #2Lender: Barclays Bank PLC
- 2016-02-17🔒Charge registered #1Lender: Barclays Bank PLC
- 2015-10-21🏢Company incorporatedAs A G (LANCASTER 2015) LIMITED
- 2015-10-21➕BARKER, Andrew Mitchell appointeddirector
- 2015-10-21➕CASS, Graham Roger appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Graham Roger Cass Individual · British · DOB 05/1969 · age 57 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 21/10/2017 |
Mr Andrew Mitchell Barker Individual · British · DOB 02/1970 · age 56 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 15/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Hospitality · BD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 111DB LIMITED→ 12989620 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 1725 (AG) TAPAS& WINE BAR LIMITED→ 10203823 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 786 ALBAIK LTD→ 15252774 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 786 RESTAURANT LTD→ 16251981 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A G ENTERPRISES (LANCASTER) LIMITED→ 09836096 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| A G STATION (CATON) LIMITED→ 10165321 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| A20 LOUNGE LTD→ 16001755 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AAGRAH MIDPOINT GROUP LIMITED→ 14098815 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AAGRAH SALTAIRE LIMITED→ 14730199 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AARISHANAYA LIMITED→ 10499533 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AB FOOD GROUP LTD→ 16277260 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AB SEA LTD→ 17097994 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-10-21
Jurisdictionengland-wales
Primary SIC56302 — Public houses and bars
Registered office
1 Park View Court
St Paul's Road
Shipley
BD18 3DZ
England
Filing status
Accounts
Next due: 2026-07-30
Last made up to: 2024-10-31
Confirmation statement
Next due: 2027-04-09
Last: 2026-03-26
Officers (2 active · 0 resigned)
BARKER, Andrew Mitchell→
Activedirector · ~56y · appointed 2015-10-21
View their other companies + combined net worth →
CASS, Graham Roger→
Activedirector · ~57y · appointed 2015-10-21
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 17/06/2025 | — | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 29/04/2016 | — | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | — | 17/02/2016 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (30 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-06
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-07-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-14