BESPOKE ADVISORY SERVICES HOLDINGS LIMITED
💤Zombieactive
09871664 · ltd · incorporated 2015-11-13
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£2.09M
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £2,092,635
Cash YoY
-21%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£1.3m
↓ 21% YoY
Net Worth
£2.1m
↑ 27% YoY
Current Assets
£2.9m
↑ 84% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £2.09M | £1.65M |
| Current assets | £2.91M | £1.59M |
| Cash | £1.26M | £1.59M |
| Debtors | £1.66M | £100 |
| Net assets | £2.09M | £1.65M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2026-01-19📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-12-27📄resolutionresolution · RESOLUTIONS
- 2025-12-27📄memorandum-articlesincorporation · MA
- 2025-12-21📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2025-12-21📄capital-name-of-class-of-sharescapital · SH08
- 2025-12-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-19📄capital-allotment-sharescapital · SH01
- 2025-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-17📄change-person-director-company-with-change-dateofficers · CH01
- 2023-08-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-13📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2021-12-13📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2021-04-01📄change-person-director-company-with-change-dateofficers · CH01
- 2021-04-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2015-11-13🏢Company incorporatedAs BESPOKE ADVISORY SERVICES HOLDINGS LIMITED
- 2015-11-13➕DEACON, Spencer Martin appointeddirector
Owner dependency
80/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Marie Elizabeth Deacon Individual · British · DOB 08/1980 · age 46 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 15/12/2025 |
Mr Spencer Martin Deacon Individual · British · DOB 07/1977 · age 49 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 11/11/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · B postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AURORA FINANCIAL IFA LIMITED→ 11236418 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AYAT ENTERPRISES BIRMINGHAM LTD→ 14557182 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BA GIBBONS LTD→ 16551763 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BALAVAGH INVESTMENTS→ 09306227 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BEECH MILL INVESTMENTS LIMITED→ 16812126 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BELGRAY INVESTMENT LTD→ 14856581 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BELLEMI LTD→ 11104872 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BESPOKE ADVISORY SERVICES LIMITED→ 09878321 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BESPOKE COMMERCIAL FINANCE LIMITED→ 11194757 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| BFW FINANCIAL SERVICES LIMITED→ 13040389 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BHLF INVESTMENTS LTD→ 15964733 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BIRMINGHAM ENDEAVOUR LIMITED→ 09995787 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-11-13
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
First Floor
20/22 Station Road
Knowle, Solihull
West Midlands
B93 0HT
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-17
Last: 2025-11-03
Officers (1 active · 0 resigned)
DEACON, Spencer Martin→
Activedirector · ~49y · appointed 2015-11-13
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (37 total)
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-01-19
resolution
resolution · RESOLUTIONS
2025-12-27
memorandum-articles
incorporation · MA
2025-12-27
capital-variation-of-rights-attached-to-shares
capital · SH10
2025-12-21
capital-name-of-class-of-shares
capital · SH08
2025-12-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-19
capital-allotment-shares
capital · SH01
2025-12-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-12
confirmation-statement-with-updates
confirmation-statement · CS01
2025-11-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-20
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-04
change-person-director-company-with-change-date
officers · CH01
2023-11-17
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-04