GARNET GROUP LIMITED
🌳Matureactive
09893088 · ltd · incorporated 2015-11-27
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
25 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2026-05-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-23📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2022-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-05-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-10-24📄capital-allotment-sharescapital · SH01
- 2017-10-06📄resolutionresolution · RESOLUTIONS
- 2017-09-29📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2017-08-04📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2015-11-27🏢Company incorporatedAs GARNET GROUP LIMITED
- 2015-11-27➕EVERETT, Vikki Louise appointeddirector
- 2015-11-27➕HAMES, Joanna Claire Christiane appointeddirector
- 2015-11-27📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Vikki Louise Everett Individual · British · DOB 12/1971 · age 55 | 25–50% | — | 25-50% shares | 06/04/2016 |
Ms Joanna Claire Christiane Hames Individual · English · DOB 02/1974 · age 52 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · CO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 59 CARLTON HILL MANAGEMENT LIMITED→ 01378385 · est 1978 · no financials extracted | — | — | — | — | 47y | — | — |
| 59 UPTON PARK RTM COMPANY LTD→ 08672994 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| 6 NIGHTINGALE COURT COLCHESTER LIMITED→ 04129031 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| 6-10 (EVENS) GRANVILLE ROAD RTM COMPANY LIMITED→ 12515098 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| 63 SANDYCOMBE ROAD MANAGEMENT COMPANY LIMITED→ 13505014 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 63-65 RANDOLPH AVENUE LIMITED→ 01864684 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| 6LYNWOOD LIMITED→ 14291165 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 7 GLOUCESTER STREET MANAGEMENT LIMITED→ 04391438 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| 70-74 HIGH STREET ALDEBURGH LIMITED→ 06600381 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| 73 GAUDEN ROAD MANAGEMENT COMPANY LIMITED→ 07689194 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| 75 GAUDEN ROAD MANAGEMENT COMPANY LIMITED→ 07689145 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| 81 HAVEN ROAD LIMITED→ 06433556 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-11-27
Jurisdictionengland-wales
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
The Forge,
Langham,
Colchester,
Essex,
CO4 5PX
United Kingdom
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-12-20
Last: 2025-12-06
Officers (2 active · 0 resigned)
EVERETT, Vikki Louise→
Activedirector · ~55y · appointed 2015-11-27
View their other companies + combined net worth →
HAMES, Joanna Claire Christiane→
Activedirector · ~52y · appointed 2015-11-27
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (25 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-08
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2022-05-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-12-08