CHATTERTONS WEALTH MANAGEMENT LIMITED

🌳Matureactive
09919918 · ltd · incorporated 2015-12-17
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 6.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£1.07M
book net assets
Opportunity
80/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with exceptional profile and bankable structure.

Opportunity 80/100 (exceptional), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 6.4y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 6.4 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,067,074
Cash YoY
+21%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£1.2m
↑ 21% YoY
Net Worth
£1.1m
↑ 19% YoY
Current Assets
£1.2m
↑ 19% YoY
Current Liabilities
—
£0£247k£493k£740k£986k£1.2mApr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-04-302024-04-30
Total assets£1.07M£893.2k
Current assets£1.23M£1.03M
Cash£1.19M£985.6k
Debtors£40.9k£48.3k
Net assets£1.07M£893.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2026-01-19
    📄
    accounts-with-accounts-type-small
    accounts · AA
  2. 2025-03-11
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  3. 2025-03-11
    🔓
    Charge satisfied #1
  4. 2024-10-04
    📄
    accounts-with-accounts-type-small
    accounts · AA
  5. 2023-11-30
    📄
    accounts-with-accounts-type-small
    accounts · AA
  6. 2022-12-06
    📄
    accounts-with-accounts-type-small
    accounts · AA
  7. 2022-05-10
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  8. 2022-05-10
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  9. 2021-12-22
    📄
    accounts-with-accounts-type-small
    accounts · AA
  10. 2021-02-02
    📄
    accounts-with-accounts-type-small
    accounts · AA
  11. 2020-01-30
    📄
    accounts-with-accounts-type-small
    accounts · AA
  12. 2019-12-16
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2019-12-13
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  14. 2019-10-07
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2019-10-01
    ➖
    CORDINGLEY, Patrick Andrew Brooke resigned
    director
  16. 2018-12-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2017-10-19
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  18. 2017-10-10
    ➖
    NOBLE, Gaylene resigned
    secretary
  19. 2017-08-15
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  20. 2017-07-18
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  21. 2017-03-01
    ➕
    NOBLE, Gaylene appointed
    secretary
  22. 2016-03-21
    ➕
    LUDLOW, Richard Rodney appointed
    director
  23. 2016-03-10
    ➕
    CONWAY, Edward Francis appointed
    director
  24. 2015-12-17
    🏢
    Company incorporated
    As CHATTERTONS WEALTH MANAGEMENT LIMITED
  25. 2015-12-17
    ➕
    CORDINGLEY, Patrick Andrew Brooke appointed
    director

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.

Succession & seller-readiness

51/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Chattertons Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Chattertons Group Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
CHATTERTONS WEALTH MANAGEMENT LIMITED
This company · 09919918

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Chattertons Group Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control30/04/2022
1 historic (ceased) PSC
  • Chattertons Professional Services Limitedceased 30/04/2022· 75-100% shares · 75-100% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · LN postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
3D MORTGAGES LTD→
13225814 · est 2021 · no financials extracted
————5y——
8013B LIMITED→
12245974 · est 2019 · no financials extracted
————6y——
ALTERNATIVE COMMERCIAL FINANCE LIMITED→
08547499 · est 2013 · no financials extracted
————12y——
AMELIO INVESTMENTS LIMITED→
15980117 · est 2024 · no financials extracted
————1y——
ARC BROKER SERVICES LIMITED→
11224505 · est 2018 · no financials extracted
————8y——
BOXED MORTGAGES LTD→
16295489 · est 2025 · no financials extracted
————1y——
CANDID ESTATE PLANNING LTD→
09911797 · est 2015 · no financials extracted
————10y——
CANON INDEPENDENT MORTGAGE SERVICES LTD→
14679738 · est 2023 · no financials extracted
————3y——
CAPITAL DIRECT MANAGEMENT (UK) LIMITED→
10209493 · est 2016 · no financials extracted
————9y——
CARCONNECT FINANCE LIMITED→
15985066 · est 2024 · no financials extracted
————1y——
CLEAR COVER WARRANTIES LIMITED→
16832103 · est 2025 · no financials extracted
———————
CLEE MORTGAGE & PROTECTION ADVICE LIMITED→
09085847 · est 2014 · no financials extracted
————11y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-12-17
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Chattertons
5 South Street
Horncastle
LN9 6DS
England

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-11-28
Last: 2025-11-14

Officers (2 active · 2 resigned)

CONWAY, Edward Francis→
director · ~62y · appointed 2016-03-10
View their other companies + combined net worth →
Active
LUDLOW, Richard Rodney→
director · ~57y · appointed 2016-03-21
View their other companies + combined net worth →
Active
NOBLE, Gaylene→
secretary · appointed 2017-03-01 · resigned 2017-10-10
Resigned
CORDINGLEY, Patrick Andrew Brooke→
director · ~73y · appointed 2015-12-17 · resigned 2019-10-01
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
National Westminster Bank
National Westminster Bank PLC
A registered charge—13/12/201911/03/2025

Recent filings (34 total)

accounts-with-accounts-type-small
accounts · AA
2026-01-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-14
mortgage-satisfy-charge-full
mortgage · MR04
2025-03-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-02
accounts-with-accounts-type-small
accounts · AA
2024-10-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-09
accounts-with-accounts-type-small
accounts · AA
2023-11-30
confirmation-statement-with-updates
confirmation-statement · CS01
2022-12-13
accounts-with-accounts-type-small
accounts · AA
2022-12-06
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2022-05-10
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-05-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-04
accounts-with-accounts-type-small
accounts · AA
2021-12-22
accounts-with-accounts-type-small
accounts · AA
2021-02-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-05