ABNEY LANE PROPERTIES LIMITED
🌳Matureactive
09948734 · ltd · incorporated 2016-01-13
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
—
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68320Management of real estate on a fee or contract basis
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 69/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
10 live charges · 6 lenders · oldest 7.8y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 7.8 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
33 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Total assets | — | £458.8k |
| Current assets | — | £8.9k |
| Net assets | — | £5.7k |
| Average employees | 0 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
- • 3 mortgage
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
- 2026-02-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-17🔓Charge satisfied #3
- 2026-02-17🔓Charge satisfied #2
- 2026-02-13🔒Charge registered #10Lender: Aldermore Bank PLC
- 2025-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-10-16🔒Charge registered #9Lender: The Mortgage Works (UK) PLC
- 2022-10-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-09-12🔒Charge registered #8Lender: Charter Court Financial Services Limited, Trading as Precise Mortgages
- 2022-07-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-26🔒Charge registered #7Lender: The Mortgage Works (UK) PLC
- 2022-02-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-02-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-02-18🔓Charge satisfied #5
- 2022-02-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-01-28🔒Charge registered #6Lender: Kensington Mortgage Company Limited
- 2022-01-28🔒Charge registered #5Lender: Kensington Mortgage Company Limited
- 2021-10-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-05-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-05-05🔒Charge registered #4Lender: Charter Court Financial Services Limited Trading as Precise Mortgages
- 2019-12-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-11-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-11-29🔒Charge registered #3Lender: Charter Court Financial Services Limited
- 2019-11-19🔒Charge registered #2Lender: Kensington Mortgage Company Limited
- 2019-10-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-09-14🔒Charge registered #1Lender: Charter Court Financial Services Limited
- 2016-01-13🏢Company incorporatedAs ABNEY LANE PROPERTIES LIMITED
- 2016-01-13➕BIRD, Andrew Rodney appointeddirector
- 2016-01-13➕THORNLEY, Ian Douglas appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
7 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Rodney Bird Individual · British · DOB 06/1980 · age 46 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Ian Douglas Thornley Individual · British · DOB 10/1980 · age 46 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| A D A (OLDHAM) LIMITED→ 15504116 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| A D WARD INVESTMENTS LIMITED→ 08758059 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| A.B. REALTY LIMITED→ 12271936 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AARON PROPERTY MANAGEMENT CO LTD→ 05339193 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| AB DEVELOPMENT GROUPS LIMITED→ 14888579 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ABAS ESTATES LIMITED→ 07440289 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ABBEYTHORN ESTATES LTD→ 08926983 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ABBOTSWOOD DEVELOPMENTS LIMITED→ 03735714 · est 1999 · no financials extracted | — | — | — | — | 27y | — | — |
| ABDALLA INVESTMENTS LIMITED→ 16337621 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABEMICH LIMITED→ 16128576 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABIDUR LIMITED→ 16880830 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABRAHAM & JAQUB LIMITED→ 13791852 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-01-13
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
64 Nook Lane
Ashton-Under-Lyne
Lancashire
OL6 9HJ
United Kingdom
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-07-30
Last: 2025-07-16
Officers (2 active · 0 resigned)
BIRD, Andrew Rodney→
Activedirector · ~46y · appointed 2016-01-13
View their other companies + combined net worth →
THORNLEY, Ian Douglas→
Activedirector · ~46y · appointed 2016-01-13
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
10
Total charges
7
Outstanding
4
Active lenders
Status:Lender:10 of 10 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 2 properties | 13/02/2026 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 16/10/2023 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited, Trading as Precise Mortgages | A registered charge | 1 property | 12/09/2022 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 26/07/2022 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 28/01/2022 | — | |
| satisfied | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 28/01/2022 | 18/02/2022 | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages | A registered charge | 1 property | 05/05/2020 | — | |
| satisfied | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 29/11/2019 | 17/02/2026 | |
| satisfied | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 19/11/2019 | 17/02/2026 | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 14/09/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (33 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-17
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-17
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-17
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-31
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-16
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-28
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-17
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-10-17
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-24
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-09-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-07-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-02-18