CHATTERTONS PROFESSIONAL SERVICES LIMITED
🌳Matureactive
09949528 · ltd · incorporated 2016-01-13
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 9.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£871.7k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
Special-situation opportunityDistressed holding with salvageable qualities — special-situations priority.
Opportunity 72/100 (strong), bankability 85/100. Strong seller-intent signal (65/100, director aged 62). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
7 live charges · oldest 9.8y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 9.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
6 officers (2 active, 6 linked, 5 with DOB)
87
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
65 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £871,664
Net assets shrinking
Down £14,634 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£872k
↓ 1.7% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £977.2k | £1.27M |
| Debtors | £793.6k | £678.4k |
| Net assets | £871.7k | £886.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (45 events)Click to expand
- 2026-01-19📄accounts-with-accounts-type-smallaccounts · AA
- 2025-03-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-11🔓Charge satisfied #5
- 2025-03-11🔓Charge satisfied #3
- 2025-03-11🔓Charge satisfied #2
- 2025-03-11🔓Charge satisfied #6
- 2025-03-11🔓Charge satisfied #1
- 2024-10-04📄accounts-with-accounts-type-smallaccounts · AA
- 2024-07-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-31🔓Charge satisfied #7
- 2023-11-30📄accounts-with-accounts-type-smallaccounts · AA
- 2023-01-06📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-01-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-12-06📄accounts-with-accounts-type-smallaccounts · AA
- 2022-06-20📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2022-06-20📄legacycapital · SH20
- 2022-06-20⚠️legacyinsolvency · CAP-SS
- 2022-06-20📄resolutionresolution · RESOLUTIONS
- 2021-12-22📄accounts-with-accounts-type-smallaccounts · AA
- 2021-03-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-02-26➖BUNTING, Katherine Louise resigneddirector
- 2021-02-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-02-04🔓Charge satisfied #4
- 2021-02-02📄accounts-with-accounts-type-smallaccounts · AA
- 2019-10-01➖CORDINGLEY, Patrick Andrew Brooke resigneddirector
- 2019-09-24🔒Charge registered #7Lender: National Westminster Bank PLC
- 2018-11-23➖DOBBS, Michael Christopher resigneddirector
- 2017-10-10➖NOBLE, Gaylene resignedsecretary
- 2017-03-01➕NOBLE, Gaylene appointedsecretary
- 2016-11-01🔒Charge registered #5Lender: National Westminster Bank PLC
- 2016-11-01🔒Charge registered #4Lender: National Westminster Bank PLC
- 2016-11-01🔒Charge registered #3Lender: National Westminster Bank PLC
- 2016-11-01🔒Charge registered #2Lender: National Westminster Bank PLC
- 2016-10-28🔒Charge registered #6Lender: National Westminster Bank PLC
- 2016-10-28🔒Charge registered #1Lender: National Westminster Bank PLC
- 2016-03-21➕CONWAY, Edward Francis appointeddirector
- 2016-03-21➕LUDLOW, Richard Rodney appointeddirector
- 2016-03-21➕BUNTING, Katherine Louise appointeddirector
- 2016-03-21➕DOBBS, Michael Christopher appointeddirector
- 2016-01-13🏢Company incorporatedAs CHATTERTONS PROFESSIONAL SERVICES LIMITED
- 2016-01-13➕CORDINGLEY, Patrick Andrew Brooke appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
51/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high · 1 med ·1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2022-06-20: legacy
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Chattertons Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Chattertons Group Limited
Corporate parent · holds 75-100% shares · board control
⬇
CHATTERTONS PROFESSIONAL SERVICES LIMITED
This company · 09949528
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Chattertons Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control · firm interest | 30/04/2022 |
1 historic (ceased) PSC
- Chattertons Holdings Limitedceased 30/04/2022· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
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|---|---|---|---|---|---|---|---|
| BLAKEVIEW LIMITED→ 02697250 · est 1992 · no financials extracted | — | — | — | — | 34y | — | — |
| BRANSBY HORSES→ 03711676 · est 1999 · no financials extracted | — | — | — | — | 27y | — | — |
| BURTON MEWS MANAGEMENT COMPANY LIMITED→ 04526041 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| CARLBOM GROUP LIMITED(THE)→ 01527457 · est 1980 · no financials extracted | — | — | — | — | 45y | — | — |
| CARLTON RISE MANAGEMENT COMPANY LIMITED→ 04601960 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| CASTLEMAINE AFFILIATES LTD→ 13272603 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| CHAKWENYA LTD→ 15962613 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CHARLCOTT HOLDINGS LIMITED→ 15487295 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CHARLOTTE ROSE INTERIORS LIMITED→ 06667610 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| CHATTERTONS GROUP HOLDINGS LIMITED→ 16228193 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CHATTERTONS GROUP LIMITED→ 13188560 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| CHECKPOINT PUBLISHING LTD→ 16647730 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-01-13
Jurisdictionengland-wales
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
Chattertons
5 South Street
Horncastle
LN9 6DS
England
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-11-28
Last: 2025-11-14
Officers (2 active · 4 resigned)
CONWAY, Edward Francis→
Activedirector · ~62y · appointed 2016-03-21
View their other companies + combined net worth →
LUDLOW, Richard Rodney→
Activedirector · ~57y · appointed 2016-03-21
View their other companies + combined net worth →
NOBLE, Gaylene→
Resignedsecretary · appointed 2017-03-01 · resigned 2017-10-10
BUNTING, Katherine Louise→
Resigneddirector · ~62y · appointed 2016-03-21 · resigned 2021-02-26
CORDINGLEY, Patrick Andrew Brooke→
Resigneddirector · ~73y · appointed 2016-01-13 · resigned 2019-10-01
DOBBS, Michael Christopher→
Resigneddirector · ~68y · appointed 2016-03-21 · resigned 2018-11-23
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
0
Outstanding
0
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 3 properties | 24/09/2019 | 31/07/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 01/11/2016 | 11/03/2025 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 01/11/2016 | 04/02/2021 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 01/11/2016 | 11/03/2025 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 01/11/2016 | 11/03/2025 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 28/10/2016 | 11/03/2025 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 28/10/2016 | 11/03/2025 |
Recent filings (65 total)
accounts-with-accounts-type-small
accounts · AA
2026-01-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-14
mortgage-satisfy-charge-full
mortgage · MR04
2025-03-11
mortgage-satisfy-charge-full
mortgage · MR04
2025-03-11
mortgage-satisfy-charge-full
mortgage · MR04
2025-03-11
mortgage-satisfy-charge-full
mortgage · MR04
2025-03-11
mortgage-satisfy-charge-full
mortgage · MR04
2025-03-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-02
accounts-with-accounts-type-small
accounts · AA
2024-10-04
mortgage-satisfy-charge-full
mortgage · MR04
2024-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-09
accounts-with-accounts-type-small
accounts · AA
2023-11-30
confirmation-statement-with-updates
confirmation-statement · CS01
2023-01-06
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-01-06
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-01-06