AFFINITY PROPERTY SOLUTIONS LIMITED
🌳Matureactive
09951950 · ltd · incorporated 2016-01-14
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£128.2k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
- 68320Management of real estate on a fee or contract basis
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 5.9y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £128,227
Cash YoY
+31%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£19k
↑ 31% YoY
Net Worth
£128k
↑ 2.7% YoY
Current Assets
£19k
↓ 31% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £391.9k | £388.2k |
| Current assets | £19.4k | £27.9k |
| Cash | £19.3k | £14.8k |
| Debtors | £53 | £13.1k |
| Net assets | £128.2k | £124.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2025-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-27📄capital-allotment-sharescapital · SH01
- 2022-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-23🔒Charge registered #2Lender: The Mortgage Works UK PLC
- 2020-12-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-08-21🔒Charge registered #1Lender: Nottingham Building Society
- 2020-01-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-10-04📄change-person-director-company-with-change-dateofficers · CH01
- 2017-10-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-01-14🏢Company incorporatedAs AFFINITY PROPERTY SOLUTIONS LIMITED
- 2016-01-14➕PHULLER, David Joseph appointeddirector
- 2016-01-14➕PHULLER, Jodie Marie appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Jodie Marie Phuller Individual · British · DOB 05/1990 · age 36 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
Mr David Joseph Phuller Individual · British · DOB 03/1987 · age 39 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · S postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & G PROPERTY PARTNERSHIP LIMITED→ 12968351 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ADILS PROPERTIES LIMITED→ 11359132 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ADLER BUSINESS SERVICES LIMITED→ 13332644 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ADRIATIC BLUE LTD→ 13389330 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AEG HOMES LIMITED→ 15674191 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AET LETTINGS LIMITED→ 16164648 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AF REAL ESTATE LIMITED→ 16308172 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AFA LETTINGS LIMITED→ 04489493 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| AFFEWE PROPERTIES LTD→ 16718668 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AFFINITY EDGE CITY LIVING LIMITED→ 14080325 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AFTAR LIMITED→ 16503904 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AFW PROPERTY LIMITED→ 15598544 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-01-14
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
15 Bridle Stile Gardens
Mosborough
Sheffield
S20 5EH
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-23
Last: 2026-01-09
Officers (2 active · 0 resigned)
PHULLER, David Joseph→
Activedirector · ~39y · appointed 2016-01-14
View their other companies + combined net worth →
PHULLER, Jodie Marie→
Activedirector · ~36y · appointed 2016-01-14
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works UK The Mortgage Works UK PLC | A registered charge | 1 property | 23/07/2021 | — | |
| outstanding | Nottingham Building Society | A registered charge | 1 property | 21/08/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (27 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-22
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-23
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-28
confirmation-statement-with-updates
confirmation-statement · CS01
2023-01-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-16
capital-allotment-shares
capital · SH01
2022-04-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-31
confirmation-statement-with-updates
confirmation-statement · CS01
2022-02-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-07-24
confirmation-statement-with-updates
confirmation-statement · CS01
2021-02-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-09-09