FOGARTYS FINANCIAL SERVICES LIMITED
💤Zombieactive
09954274 · ltd · incorporated 2016-01-15
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
- 2025-02-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-05-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-01-23📄change-person-director-company-with-change-dateofficers · CH01
- 2019-04-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-09-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-01-15🏢Company incorporatedAs FOGARTYS FINANCIAL SERVICES LIMITED
- 2016-01-15➕FOGARTY, Maria Alice appointeddirector
- 2016-01-15📄incorporation-companyincorporation · NEWINC
Owner dependency
95/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "FOGARTY" — strong identity link between founder and business.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Maria Alice Fogarty Individual · British · DOB 02/1981 · age 45 | 75–100% | — | 75-100% shares | 08/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BURNLEY SAVINGS AND LOANS LIMITED→ 07640762 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CORT BRADSHAW LIMITED→ 15539008 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| DARWEN TERRACOTTA TRUSTEE LIMITED→ 16963308 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ESSAYMEDICAL LIMITED→ 12716171 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| EUPHORIA FINANCE LIMITED→ 10388285 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| FELLSIDE INVESTMENTS LTD→ 12433953 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| FITZPATRICK FAMILY OFFICE LTD→ 16831654 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| FLOYD HOLDINGS LIMITED→ 15232502 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| FOGARTYS INSURANCE SERVICES LIMITED→ 05111524 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| G. STURGESS FINANCIAL PLANNING LIMITED→ 04967678 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| GEMINI HEALTH AND PROTECTION LTD.→ 12230935 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| GENT & GENT INVESTMENTS LIMITED→ 17090654 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
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See pricing →Company details
Statusactive
Typeltd
Incorporated2016-01-15
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
388 Preston Old Road
Blackburn
BB2 5LL
England
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-01-31
Last: 2026-01-17
Officers (1 active · 0 resigned)
FOGARTY, Maria Alice→
Activedirector · ~45y · appointed 2016-01-15
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (24 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-21
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-24
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-02-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-17
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-03-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-01-23
change-person-director-company-with-change-date
officers · CH01
2020-01-23