CHLORACO HEALTHCARE LIMITED
Opportunity 80/100 (exceptional), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
4 live charges · 3 lenders · oldest 9.9y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 9.9 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2026-02-28 | 2025-02-28 |
|---|---|---|
| Total assets | £-40.4k | £-71.2k |
| Current assets | £489.5k | £604.5k |
| Debtors | £485.5k | £479.6k |
| Net assets | £-40.4k | £-97.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 confirmation-statement
- • 1 mortgage
Corporate timeline (29 events)Click to expand
- 2026-06-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-01-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-22🔒Charge registered #4Lender: Close Brothers Limited (The “Security Trustee”)
- 2025-06-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-17📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-06-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-17📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-06-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-02📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-01-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-19🔓Charge satisfied #3
- 2024-01-19🔓Charge satisfied #1
- 2023-10-10📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2022-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-20📄change-person-director-company-with-change-dateofficers · CH01
- 2021-05-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-04-28➕JENKINS, Gareth Huw appointeddirector
- 2021-03-26📄capital-allotment-sharescapital · SH01
- 2021-03-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-03-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2020-10-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-04-01➕COOKSON, Michael Derek appointedsecretary
- 2016-11-02🔒Charge registered #3Lender: Hsbc Bank PLC
- 2016-09-12🔒Charge registered #2Lender: Hsbc Bank PLC
- 2016-09-06🔒Charge registered #1Lender: Hsbc Invoice Finance (UK) LTD
- 2016-01-19🏢Company incorporatedAs CHLORACO HEALTHCARE LIMITED
- 2016-01-19➕COOKSON, Rachel Claire appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Shj Solutions Limited holds 25-50% — a significant corporate investor but not a controlling parent.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Shj Solutions Limited Corporate entity | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 14/10/2020 |
Ms Rachel Claire Cookson Individual · British · DOB 06/1981 · age 45 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 18/01/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| CASA FURNITURE CONSULTANCY LTD→ 15957380 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
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| CHAIRS LIMITED→ 02714841 · est 1992 · no financials extracted | — | — | — | — | 33y | — | — |
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| CHLOE RYDING LIMITED→ 11531431 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CHOUDRYS STORE LIMITED→ 14704462 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| CHRIS BURY SALES LTD→ 16158622 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CHRISTOPHER THOMAS FURNITURE WHOLESALE LTD→ 15792787 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CIDER CITY LTD→ 17058478 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CLASSIC SHIRTINGS LIMITED→ 03003644 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| CLASSIC STEEL STOCKHOLDING LIMITED→ 03324223 · est 1997 · no financials extracted | — | — | — | — | 29y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Close Brothers Close Brothers Limited (The “Security Trustee”) | A registered charge | — | 22/01/2026 | — | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 02/11/2016 | 19/01/2024 | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 12/09/2016 | — | |
| satisfied | HSBC Hsbc Invoice Finance (UK) LTD | A registered charge | — | 06/09/2016 | 19/01/2024 |