ADARA GROUP LIMITED

🌳Matureactive

09962699 · ltd · incorporated 2016-01-21

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

£19.19M

book net assets

Opportunity

78/100

Strong

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What this business does

Primary activity: Residential care activities for the elderly and disabled

Sector: Human health & social work

Investor take

Pursue

Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 78/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -49% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

6 live charges · 2 lenders · oldest 10.0y

30/100

under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

· Oldest live charge is 10.0 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

6 charges (6/6 with lender, 6/6 with type)

Directors & officers

8 officers (5 active, 8 linked, 8 with DOB)

Ownership & PSC

3 active PSC(s) of 7 total, 7 with control declared

Director network

7 connected companies via shared directors

Filing history

68 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £19,190,444

Cash draining

Cash down 49% YoY

Cash YoY

-49%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£1.2m

↓ 49% YoY

Net Worth

£19m

↑ 12% YoY

Current Assets

£5.4m

↑ 48% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-03-31	2024-03-31
Total assets	£21.27M	£19.44M
Current assets	£5.43M	£3.67M
Cash	£1.22M	£2.39M
Debtors	£4.21M	£1.28M
Net assets	£19.19M	£17.12M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 officers

Counts from Companies House filing history.

Corporate timeline (39 events)Click to expand

2026-03-01
➕
COCKERILL, Kevin John appointed
director
2026-03-01
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-12-04
📄
accounts-with-accounts-type-group
accounts · AA
2025-09-15
➕
HANSPAUL, Amrik Singh, Dr appointed
director
2025-09-15
➕
HANSPAUL, Ramnik Kaur, Dr appointed
director
2025-09-15
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-09-15
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-12-17
📄
accounts-with-accounts-type-group
accounts · AA
2024-08-28
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-08-22
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-08-22
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-08-22
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-08-22
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-06-19
📄
capital-cancellation-shares
capital · SH06
2024-06-19
📄
capital-return-purchase-own-shares
capital · SH03
2023-12-20
📄
accounts-with-accounts-type-group
accounts · AA
2022-12-21
📄
accounts-with-accounts-type-group
accounts · AA
2021-12-22
📄
accounts-with-accounts-type-group
accounts · AA
2021-09-14
📄
auditors-resignation-company
auditors · AUD
2021-01-25
📄
accounts-with-accounts-type-group
accounts · AA
2020-04-16
📄
mortgage-satisfy-charge-full
mortgage · MR04
2020-04-16
🔓
Charge satisfied #3
2020-04-16
🔓
Charge satisfied #2
2020-04-16
🔓
Charge satisfied #1
2020-03-31
🔒
Charge registered #6
Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
2020-03-31
🔒
Charge registered #5
Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
2020-03-31
🔒
Charge registered #4
Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
2019-09-26
➕
HANSPAUL, Sandeep Singh appointed
director
2019-09-20
➖
HOLMES, Donna Marie resigned
director
2019-09-20
➖
WEARING, John Howard resigned
director
2016-10-06
➕
WEARING, John Howard appointed
director
2016-06-27
➕
HOLMES, Donna Marie appointed
director
2016-06-27
➖
SEHMI, Jatinder Singh resigned
director
2016-06-27
🔒
Charge registered #3
Lender: The Royal Bank of Scotland PLC
2016-06-27
🔒
Charge registered #2
Lender: The Royal Bank of Scotland PLC
2016-06-27
🔒
Charge registered #1
Lender: The Royal Bank of Scotland PLC
2016-06-17
➕
SEHMI, Jatinder Singh appointed
director
2016-01-21
🏢
Company incorporated
As ADARA GROUP LIMITED
2016-01-21
➕
HANSPAUL, Sutinder Kaur appointed
director

Owner dependency

63/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 77 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

25/100

Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS

primaryFamily succession underway: Not a takeover target — HANSPAUL, Ramnik Kaur, Dr (same surname) appointed 2025-09-15. Pattern consistent with intra-family handover.
primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

3 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs Sutinder Kaur Hanspaul Individual · British · DOB 11/1949 · age 77	50–75%	25–50%	50-75% shares · 50-75% voting · trust interest	06/04/2016
Mr Sandeep Singh Hanspaul Individual · British · DOB 05/1977 · age 49	25–50%	—	25-50% shares · trust interest	19/08/2024
Ramnik Kaur Hanspaul Individual · British · DOB 03/1984 · age 42	25–50%	—	25-50% shares · trust interest	19/08/2024

4 historic (ceased) PSCs

Mr John Howard Wearingceased 19/08/2024· 25-50% shares · trust interest
Mr John Howard Wearingceased 20/09/2019· 25-50% voting
Miss Donna Marie Holmesceased 19/08/2024· 25-50% shares · trust interest
Miss Donna Marie Holmesceased 20/09/2019· 50-75% voting · trust interest

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Similar companies

Active · Healthcare & medical · NN postcode area

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ACCU-SET LIMITED→ 08551525 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
ACE ASSESSMENTS LTD→ 11175096 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
ACED CARE SERVICES LTD→ 16017370 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ACHINTYAH LIMITED→ 11871951 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
ACTION 2 CARE LTD→ 09811936 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
ACTIVATE NORTHANTS LTD→ 14702044 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
AD3 HEALTHCARE LTD→ 11680284 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
ADANNA HEALTHCARE STAFFING SOLUTIONS LTD→ 16214187 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
ADARA HEALTHCARE LTD.→ 03366004 · est 1997 · no financials extracted	—	—	—	—	28y	—	—
ADARA HOLDINGS LTD.→ 10042126 · est 2016 · no financials extracted	—	—	—	—	10y	—	—
ADEL CARE LIMITED→ 10917775 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
ADEN HEALTH CARE LTD→ 14520315 · est 2022 · no financials extracted	—	—	—	—	3y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2016-01-21

Jurisdictionengland-wales

Primary SIC87300 — Residential care activities for the elderly and disabled

Registered office

2 Seedfield Close

Northampton

NN3 3PA

England

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-07-26

Last: 2025-07-12