ADAPT LOCAL LTD

💤Zombieactive
09968669 · ltd · incorporated 2016-01-25
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
£113.5k
book net assets
Opportunity
74/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Other credit granting n.e.c.
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (1 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £113,483
Cash YoY
+98%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£19k
↑ 98% YoY
Net Worth
£113k
↑ 1518% YoY
Current Assets
£636k
↑ 25% YoY
Current Liabilities
—
£0£127k£254k£381k£509k£636kJan 2024Jan 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-01-312024-01-31
Total assets£116.8k£20.3k
Current assets£635.8k£509.2k
Cash£19.2k£9.7k
Debtors£616.5k£499.4k
Net assets£113.5k£7.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2025-11-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-10-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-10-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-01-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-10-26
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  6. 2021-12-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-10-28
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  8. 2021-05-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-01-28
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  10. 2020-12-07
    ➖
    REINER, Chaim resigned
    director
  11. 2020-12-07
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2020-09-14
    ➖
    MARGALIT, Juliet Bracha resigned
    secretary
  13. 2020-09-14
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  14. 2020-02-21
    📄
    resolution
    resolution · RESOLUTIONS
  15. 2020-02-05
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  16. 2020-02-05
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  17. 2020-01-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2019-10-30
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  19. 2018-11-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2017-09-18
    ➕
    MARGALIT, Juliet Bracha appointed
    secretary
  21. 2016-04-01
    ➕
    STERN, Yitzchok appointed
    director
  22. 2016-01-25
    🏢
    Company incorporated
    As ADAPT LOCAL LTD
  23. 2016-01-25
    ➕
    REINER, Chaim appointed
    director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Yitzchok Stern
Individual · British · DOB 12/1986 · age 40
75–100%
75–100%board control75-100% shares · 75-100% voting · board control01/02/2017
1 historic (ceased) PSC
  • Mr Chaim Reinerceased 03/02/2020· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · N postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
18 CAPITAL LTD→
13131152 · est 2021 · no financials extracted
————5y——
6H LTD→
13191502 · est 2021 · no financials extracted
————5y——
A2Z FINANCE AND PROTECTION LTD→
09956591 · est 2016 · no financials extracted
————10y——
AALTO MORTGAGES LIMITED→
09903579 · est 2015 · no financials extracted
————10y——
ABERSEA LIMITED→
14405456 · est 2022 · no financials extracted
————3y——
ABWINVESTMENTS LTD→
11866679 · est 2019 · no financials extracted
————7y——
ACTIFLEX LTD→
08539084 · est 2013 · no financials extracted
————12y——
AD HONOREM CAPITAL LIMITED→
11922122 · est 2019 · no financials extracted
————7y——
ADAMS CAPITAL LIMITED→
15810761 · est 2024 · no financials extracted
————1y——
ADCA INVESTMENTS LIMITED→
07282080 · est 2010 · no financials extracted
————15y——
ADEPT FINANCIAL SOLUTIONS LTD→
09779407 · est 2015 · no financials extracted
————10y——
ADJOIN HOMES LIMITED→
13345914 · est 2021 · no financials extracted
————4y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2016-01-25
Jurisdictionengland-wales
Primary SIC64929 — Other credit granting n.e.c.

Registered office

137 Wargrave Avenue
London
N15 6TX
United Kingdom

Filing status

Accounts
Next due: 2026-10-26
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-02-19
Last: 2026-02-05

Officers (1 active · 2 resigned)

STERN, Yitzchok→
director · ~40y · appointed 2016-04-01
View their other companies + combined net worth →
Active
MARGALIT, Juliet Bracha→
secretary · appointed 2017-09-18 · resigned 2020-09-14
Resigned
REINER, Chaim→
director · ~41y · appointed 2016-01-25 · resigned 2020-12-07
Resigned

Click a director name to see their full track record across all companies.

Recent filings (34 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-26
change-account-reference-date-company-previous-shortened
accounts · AA01
2022-10-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-09
change-account-reference-date-company-previous-shortened
accounts · AA01
2021-10-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-13
change-account-reference-date-company-current-shortened
accounts · AA01
2021-01-28