ADVICE POINT GROUP LTD.

💤Zombieactive
09970003 · ltd · incorporated 2016-01-26
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
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Turnover
year to Mar 2025
Net worth
£5.6k
book net assets
Opportunity
71/100
Strong
🔔
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What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 64999Financial intermediation not elsewhere classified
  • 66220Activities of insurance agents and brokers
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
30 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £5,560

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£6k
~ YoY
Current Assets
£8k
~ YoY
Current Liabilities
£0£2k£3k£5k£7k£8kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-03-312024-03-31
Total assets£5.6k£5.6k
Current assets£8.3k£8.3k
Net assets£5.6k£5.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2025-12-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-12-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-10-04
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  4. 2023-12-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2022-12-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2022-03-17
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  7. 2022-03-10
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2022-03-10
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  9. 2022-03-10
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  10. 2022-03-10
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2022-03-10
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  12. 2022-03-10
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2022-03-07
    NATHA, Manbai resigned
    director
  14. 2021-10-26
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  15. 2021-01-15
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  16. 2021-01-15
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  17. 2020-10-29
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  18. 2019-10-22
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  19. 2016-01-26
    🏢
    Company incorporated
    As ADVICE POINT GROUP LTD.
  20. 2016-01-26
    NATHA, Hemat appointed
    director
  21. 2016-01-26
    NATHA, Manbai appointed
    director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2024-10-04: certificate-change-of-name-company

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Hemat Natha
Individual · British · DOB 07/1983 · age 43
75100%
75-100% shares25/01/2017
1 historic (ceased) PSC
  • Mrs Manbai Nathaceased 07/03/2022· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2016-01-26
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies

Registered office

54 Dudley Avenue
Harrow
HA3 8SS
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-18
Last: 2025-10-04

Officers (1 active · 1 resigned)

NATHA, Hemat
director · ~43y · appointed 2016-01-26
View their other companies + combined net worth →
Active
NATHA, Manbai
director · ~69y · appointed 2016-01-26 · resigned 2022-03-07
Resigned

Click a director name to see their full track record across all companies.

Recent filings (30 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-15
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-16
certificate-change-of-name-company
change-of-name · CERTNM
2024-10-04
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-30
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-30
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-21
certificate-change-of-name-company
change-of-name · CERTNM
2022-03-17
change-person-director-company-with-change-date
officers · CH01
2022-03-10
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-10
change-account-reference-date-company-current-extended
accounts · AA01
2022-03-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-03-10
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-03-10