HARDISTY FINANCIAL LIMITED
💤Zombieactive
10024082 · ltd · incorporated 2016-02-24
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£13.0k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £13,017
Net assets shrinking
Down £2,658 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£13k
↓ 17% YoY
Current Assets
£22k
↓ 12% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £14.7k | £17.5k |
| Current assets | £21.6k | £24.5k |
| Net assets | £13.0k | £15.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2025-12-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-14📄capital-cancellation-sharescapital · SH06
- 2024-05-14📄capital-return-purchase-own-sharescapital · SH03
- 2024-02-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-02-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-01-01➖HARDISTY, Andrew John resigneddirector
- 2023-12-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-09-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-01-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-11-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-10-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-10-18📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2016-02-24🏢Company incorporatedAs HARDISTY FINANCIAL LIMITED
- 2016-02-24➕HARGREAVES, Steven Colin appointeddirector
- 2016-02-24➕HARDISTY, Andrew John appointeddirector
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Steven Colin Hargreaves Individual · British · DOB 07/1968 · age 58 | 25–50% | — | 25-50% shares | 06/04/2016 |
1 historic (ceased) PSC
- Mr Andrew John Hardistyceased 01/01/2024· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| DALLAS WILDING DREW LTD→ 13128315 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| DUODETRIGINTA LIMITED→ 15923891 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| FB MORTGAGES LIMITED→ 14610888 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| FIFTYFIFTY QUIET HABITATION LIMITED→ 16369851 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| FREEDOM STRATEGIES LIMITED→ 13224918 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| GREEN SECURITY LTD→ 16171455 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| GREWALL GROUP LTD→ 12600268 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| GSM 4 INVESTMENTS LIMITED→ 12448355 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| HARBOUR PAYMENTS LIMITED→ 17000207 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| HARNAIK FINANCIAL SERVICES LTD→ 15608854 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| HEIGOLD LIMITED→ 16840693 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HOUSE OF GUARDS LTD→ 14706571 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-02-24
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies
Registered office
Office 7 Briar Rhydding House
Briar Rhydding
Baildon
BD17 7JW
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-09
Last: 2026-02-23
Officers (1 active · 1 resigned)
HARGREAVES, Steven Colin→
Activedirector · ~58y · appointed 2016-02-24
View their other companies + combined net worth →
HARDISTY, Andrew John→
Resigneddirector · ~46y · appointed 2016-02-24 · resigned 2024-01-01
Click a director name to see their full track record across all companies.
Recent filings (27 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-25
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-30
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-24
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-24
capital-cancellation-shares
capital · SH06
2024-05-14
capital-return-purchase-own-shares
capital · SH03
2024-05-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-23
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-02-23
termination-director-company-with-name-termination-date
officers · TM01
2024-02-23
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-23
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-04
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-23
accounts-with-accounts-type-micro-entity
accounts · AA
2021-03-31