A & E GIBSON LIMITED
- · Oldest live charge 3.4y old — refinance window within 12 months
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
1 live charge · oldest 3.4y
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~3.4 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £458.4k | £414.8k |
| Current assets | £569.4k | £397.6k |
| Cash | £347.8k | £201.0k |
| Debtors | £211.6k | £186.6k |
| Net assets | £443.4k | £384.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (22 events)Click to expand
- 2025-07-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-07-17📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-08-04📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-01-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-01-26🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2022-09-05📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-08-12📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-09-01📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-12-16📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-11-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-11-12➕GIBSON, Christine appointeddirector
- 2019-10-09📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2019-10-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-10-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-10-09📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-10-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-12-21📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-10-31➖GIBSON, Robert resigneddirector
- 2017-11-13📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2016-03-10➕GIBSON, Jonathan Robert appointeddirector
- 2016-03-01🏢Company incorporatedAs A & E GIBSON LIMITED
- 2016-03-01➕GIBSON, Robert appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "GIBSON" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jonathan Robert Gibson Individual · British · DOB 06/1979 · age 47 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 06/04/2016 |
Mrs Christine Gibson Individual · British · DOB 11/1984 · age 42 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 30/09/2019 |
1 historic (ceased) PSC
- Mr Robert Gibsonceased 29/09/2019· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 26/01/2023 | — |