CHOICE FURNITURE DIRECT LIMITED
🌳Matureactive
10037954 · ltd · incorporated 2016-03-02
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 10.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£6.6k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Retail sale of furniture, lighting, and similar (not musical instruments or scores) in specialised stores
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 10.0y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 10.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £6,636
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£7k
↑ 1222% YoY
Current Assets
£93k
↓ 57% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £37.7k | £130.9k |
| Current assets | £93.2k | £216.1k |
| Net assets | £6.6k | £502 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2025-10-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-06📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-06📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-05-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-02-10📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2019-12-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-07-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-12-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-11-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-08-15📄capital-allotment-sharescapital · SH01
- 2016-07-12🔒Charge registered #1Lender: National Westminster Bank PLC
- 2016-03-02🏢Company incorporatedAs CHOICE FURNITURE DIRECT LIMITED
- 2016-03-02➕MCKEOWN, Andrew Joseph appointeddirector
- 2016-03-02➕MCKEOWN, Michael Edward appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Michael Edward Mckeown Individual · British · DOB 10/1977 · age 49 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Andrew Joseph Mckeown Individual · British · DOB 03/1980 · age 46 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · CA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AS3 PERFORMANCE LIMITED→ 13127519 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| BY MOLLY&IZZIE LTD→ 11161345 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| CAD MEDICAL LTD→ 14958811 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CAROL'S BRIDAL LTD→ 16011838 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CASTLEGATE HOUSE GALLERY LIMITED→ 07947542 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| CASUALIST LIMITED→ 16723340 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CEDAR & OAK LTD→ 13277942 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| CEO WOLFEX LIMITED→ 16496250 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CERAMIC SYSTEMS (NORTHERN) LIMITED→ 07041777 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| CHERRY TREE GIFTS LTD→ 06623030 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| CHIVERS RUNNING SINCE 1945 LIMITED→ 15560405 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CHOICE PLUS LTD.→ 16446803 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-03-02
Jurisdictionengland-wales
Primary SIC47599 — Retail sale of furniture, lighting, and similar (not musical instruments or scores) in specialised stores
Registered office
Unit 7 Cooper Way
Parkhouse
Carlisle
CA3 0JG
England
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-03-15
Last: 2026-03-01
Officers (2 active · 0 resigned)
MCKEOWN, Andrew Joseph→
Activedirector · ~46y · appointed 2016-03-02
View their other companies + combined net worth →
MCKEOWN, Michael Edward→
Activedirector · ~49y · appointed 2016-03-02
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 12/07/2016 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (27 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-17
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-12
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-05
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-14
change-person-director-company-with-change-date
officers · CH01
2023-03-06
change-person-director-company-with-change-date
officers · CH01
2023-03-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-03-06
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-03
accounts-with-accounts-type-micro-entity
accounts · AA
2022-02-24
accounts-with-accounts-type-micro-entity
accounts · AA
2021-05-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-14