A&C CONSTRUCTION SOLUTIONS LTD
🌳Matureactive
10083149 · ltd · incorporated 2016-03-24
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£145.9k
book net assets
Opportunity
68/100
Strong
What this business does
Primary activity: Other building completion and finishing
Sector: Construction
Investor take
Special-situation opportunityDistressed construction with salvageable qualities — special-situations priority.
Opportunity 68/100 (strong), bankability 57/100. Strong seller-intent signal (73/100, director aged 74). Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 5 lenders · oldest 10.1y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 10.1 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
68/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £145,874
Cash draining
Cash down 56% YoY
Cash YoY
-56%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£92k
↓ 56% YoY
Net Worth
£146k
↑ 108% YoY
Current Assets
£2.3m
↑ 30% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £248.1k | £124.9k |
| Current assets | £2.33M | £1.80M |
| Cash | £91.8k | £210.7k |
| Debtors | £2.19M | £1.54M |
| Net assets | £145.9k | £70.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 miscellaneous
Last 90 days
4
filings
- • 3 mortgage
- • 1 miscellaneous
Last 180 days
6
filings
- • 4 mortgage
- • 1 miscellaneous
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
- 2026-05-22📄legacymiscellaneous · RPCH01
- 2026-04-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-27🔒Charge registered #5Lender: Meif Ii - Debt Wm LP Acting Through Its General Partner Fdc (General Partner Meif Ii - Debt Wm) Limited
- 2026-03-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-25🔓Charge satisfied #2
- 2026-02-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-25🔓Charge satisfied #4
- 2026-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-12-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-11🔓Charge satisfied #3
- 2025-02-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-31🔒Charge registered #4Lender: Bibby Financial Services Limited
- 2025-01-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-10📄change-person-director-company-with-change-dateofficers · CH01
- 2022-01-07📄change-person-director-company-with-change-dateofficers · CH01
- 2022-01-07📄change-person-secretary-company-with-change-dateofficers · CH03
- 2022-01-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-01-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-01-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-04-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-12-09🔒Charge registered #3Lender: Marketfinance Limited
- 2020-07-16📄resolutionresolution · RESOLUTIONS
- 2020-06-24🔒Charge registered #2Lender: Barclays Security Trustee Limited
- 2019-08-28🔓Charge satisfied #1
- 2016-05-04🔒Charge registered #1Lender: Svenska Handelsbanken Ab (Publ)
- 2016-03-24🏢Company incorporatedAs A&C CONSTRUCTION SOLUTIONS LTD
- 2016-03-24➕TEALE, Christopher appointedsecretary
- 2016-03-24➕TEALE, Angela appointeddirector
- 2016-03-24➕TEALE, Christopher appointeddirector
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 74 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 high · 1 med ·Confirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-04-07
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Christopher Teale Individual · British · DOB 10/1981 · age 45 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 24/03/2017 |
Mrs Angela Teale Individual · British · DOB 04/1952 · age 74 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 24/03/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Construction · WS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1 TOP CHOICE LTD→ 14164276 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 2 D DEVELOPMENTS LIMITED→ 10161231 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 22 DEGREES AIR CONDITIONING LTD→ 11854723 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 24HR ACTIVE PLUMBING LTD→ 16287105 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 253 LONGFORD ROAD LTD→ 15311293 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 3 SPIRES SOLUTIONS LTD→ 12942553 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 369 BUILDERS MERCHANTS LTD→ 14343145 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 528 DEVELOPMENTS LIMITED→ 16106812 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 713 PRODUCTIONS LTD→ 15926607 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A&B PROPERTY MAINTENANCE LTD→ 14551826 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A1 AIR CONDITIONING LTD→ 12903071 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| A1 MA GAS SERVICES LTD→ 12281394 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-03-24
Jurisdictionengland-wales
Primary SIC43390 — Other building completion and finishing
Registered office
Unit 10, Westgate Trading Estate Westgate
Aldridge
Walsall
West Midlands
WS9 8EX
England
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-04-07OVERDUE
Last: 2025-03-24
Officers (3 active · 0 resigned)
TEALE, Christopher→
Activesecretary · appointed 2016-03-24
View their other companies + combined net worth →
TEALE, Angela→
Activedirector · ~74y · appointed 2016-03-24
View their other companies + combined net worth →
TEALE, Christopher→
Activedirector · ~45y · appointed 2016-03-24
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
1
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Meif Ii - Debt Wm LP Acting Through Its General Partner Fdc (General Partner Meif Ii - Debt Wm) Meif Ii - Debt Wm LP Acting Through Its General Partner Fdc (General Partner Meif Ii - Debt Wm) Limited | A registered charge | — | 27/03/2026 | — | |
| satisfied | Bibby Financial Services Bibby Financial Services Limited | A registered charge | 4 properties | 31/01/2025 | 25/02/2026 | |
| satisfied | Marketfinance Marketfinance Limited | A registered charge | — | 09/12/2020 | 11/12/2025 | |
| satisfied | Barclays Barclays Security Trustee Limited | A registered charge | — | 24/06/2020 | 25/03/2026 | |
| satisfied | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 04/05/2016 | 28/08/2019 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (37 total)
legacy
miscellaneous · RPCH01
2026-05-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-13
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-25
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-30
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-02-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-31