LANCE MASON FS LTD
💤Zombieactive
10086628 · ltd · incorporated 2016-03-29
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£276.7k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Fund management activities
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
1 live charge · oldest 7.0y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 7.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £276,719
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£277k
~ YoY
Current Assets
£104
~ YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £276.7k | £276.7k |
| Current assets | £104 | £104 |
| Net assets | £276.7k | £276.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2026-05-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-07-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-07📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-04-30📄gazette-notice-compulsorygazette · GAZ1
- 2023-02-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-05-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-11-13📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2020-05-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-06-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-06-19🔒Charge registered #1Lender: National Westminster Bank PLC
- 2018-12-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-03-10📄gazette-filings-brought-up-to-dategazette · DISS40
- 2018-03-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-03-29🏢Company incorporatedAs LANCE MASON FS LTD
- 2016-03-29➕ZAMAN, Waseem appointeddirector
Owner dependency
80/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Waseem Zaman Individual · British · DOB 12/1982 · age 44 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · BB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| HTS ASSET HOLDINGS LIMITED→ 16281080 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| KNN LIMITED→ 12153128 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| LEDASI→ 16595401 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| LSC FINANCE LTD→ 08185244 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| LUTSCHG FINANCIAL INVESTMENTS LTD→ 10322960 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| M16 INVESTMENTS LIMITED→ 13254975 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| MACRO PROPERTIES LTD→ 16193052 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| MAE SOLUTIONS LIMITED→ 16122653 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| MAJOR LOSS LIMITED→ 10085794 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| MCGRATH WEALTH MANAGEMENT LTD→ 09431490 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| MEADE PROPERTY HOLDINGS LTD→ 16026791 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| MH FROST CAPITAL LTD→ 16926157 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-03-29
Jurisdictionengland-wales
Primary SIC66300 — Fund management activities
Registered office
Gm House
Wilkinson Way
Blackburn
BB1 2EH
England
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-04-11
Last: 2026-03-28
Officers (1 active · 0 resigned)
ZAMAN, Waseem→
Activedirector · ~44y · appointed 2016-03-29
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 19/06/2019 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (31 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-05-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-13
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-02-13
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-14
gazette-filings-brought-up-to-date
gazette · DISS40
2024-05-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-04
gazette-notice-compulsory
gazette · GAZ1
2024-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-08
accounts-with-accounts-type-micro-entity
accounts · AA
2023-02-28
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-10
accounts-with-accounts-type-micro-entity
accounts · AA
2021-05-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-08