MASKERY WEALTH MANAGEMENT LTD
🌳Matureactive
10102706 · ltd · incorporated 2016-04-05
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 8.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£882.3k
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 8.7y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 8.7 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
48 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £882,294
Key financials
1 year extracted from filed iXBRL accountsCash
£134k
Net Worth
£882k
Current Assets
£134k
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 |
|---|---|
| Total assets | £1.13M |
| Current assets | £134.5k |
| Cash | £134.5k |
| Net assets | £882.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2026-01-21📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2025-11-07📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-11-07📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-11-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-08-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-31📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-04-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-11🔓Charge satisfied #4
- 2024-04-11🔓Charge satisfied #3
- 2024-04-11🔓Charge satisfied #2
- 2024-04-11🔓Charge satisfied #1
- 2024-04-04📄memorandum-articlesincorporation · MA
- 2024-04-04📄capital-name-of-class-of-sharescapital · SH08
- 2024-04-04📄resolutionresolution · RESOLUTIONS
- 2024-02-26➕WILLIAMS, Samuel Ian Paul appointeddirector
- 2024-02-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-02-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-02-26📄capital-allotment-sharescapital · SH01
- 2023-09-26📄capital-allotment-sharescapital · SH01
- 2023-06-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-09🔒Charge registered #4Lender: National Westminster Bank PLC
- 2019-09-12🔒Charge registered #3Lender: National Westminster Bank PLC
- 2017-11-22🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2017-11-06🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2016-04-05🏢Company incorporatedAs MASKERY WEALTH MANAGEMENT LTD
- 2016-04-05➕MASKERY, Lee James appointeddirector
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "MASKERY" — strong identity link between founder and business.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Maskery Wm Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Maskery Wm Ltd
Corporate parent · holds 75-100% shares · board control
⬇
MASKERY WEALTH MANAGEMENT LTD
This company · 10102706
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Maskery Wm Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 07/11/2025 |
2 historic (ceased) PSCs
- Samuel Ian Paul Williamsceased 07/11/2025· 25-50% shares · 25-50% voting
- Mr Lee James Maskeryceased 07/11/2025· 50-75% shares · 50-75% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · TQ postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| KDM SECURITY LIMITED→ 11098662 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| LAURA DOBBIN MORTGAGE BROKER LIMITED→ 11440954 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| LOWRIE BROKERS LTD→ 16847168 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| M P WARREN LIMITED→ 04614572 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| MACAULAY CAPITAL PLC→ 14105915 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| MASKERY WM LTD→ 16642327 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| MCD INDEPENDENT FINANCIAL ADVICE LTD→ 10884104 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| MERMAID MORTGAGES LTD→ 14375537 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| MERRYMEET (INVESTMENT) LIMITED→ 15351488 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| MLR LTD→ 12561354 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| MOORLAND VIEW SOUTH WEST LIMITED→ 13684641 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| MORTGAGE ASSIST LIMITED→ 05099921 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-04-05
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Suite 5, Zealley House Greenhill Way
Kingsteignton
Newton Abbot
Devon
TQ12 3SB
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-18
Last: 2026-04-04
Officers (2 active · 0 resigned)
MASKERY, Lee James→
Activedirector · ~45y · appointed 2016-04-05
View their other companies + combined net worth →
WILLIAMS, Samuel Ian Paul→
Activedirector · ~39y · appointed 2024-02-26
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
0
Outstanding
0
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 09/01/2020 | 11/04/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 12/09/2019 | 11/04/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 22/11/2017 | 11/04/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 06/11/2017 | 11/04/2024 |
Recent filings (48 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-17
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2026-01-21
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-11-07
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-11-07
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-11-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-31
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-05-31
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-18
mortgage-satisfy-charge-full
mortgage · MR04
2024-04-11
mortgage-satisfy-charge-full
mortgage · MR04
2024-04-11
mortgage-satisfy-charge-full
mortgage · MR04
2024-04-11
mortgage-satisfy-charge-full
mortgage · MR04
2024-04-11
memorandum-articles
incorporation · MA
2024-04-04